Driving Auto

Tips for buying a used car

Buying a used car can be scary — especially if you worry about being scammed. There's nothing worse than seeing a car you like online, checking it out in person and making the purchase — only to realize the previous owner 'forgot' to mention some serious mechanical issues.

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Living Landlord

Eight tips for being the best landlord

There is a common misconception that being a landlord is a great, easy way to make some money, but that is often not the case. Renting out a property can be a time-consuming and energy-draining task, but it has its' perks.

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Living Landlord

Snow removal: Is your landlord responsible?

If you have a lease that doesn't specify whether your landlord will take care of snow removal, the responsibility may fall on you. If you live in a snowy state, this is definitely something to negotiate in your lease before signing, especially if you don't love heaving the white stuff!

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Living Seasonal

Recycling during the holidays

Did you know that Americans produce more trash during the holidays than any other time of year? 25% more, to be exact. Between the wrapping paper, disposable plates and silverware, Christmas trees and cards, holiday lights and plastic shopping bags — it's hard to keep track of everything you dispose of during those busy months.

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Living Seasonal

How to survive holiday traveling

This time of the year is always hectic, especially when you add traveling into the mix. Between standstill traffic on the roadways, packed airports, crying kids and canceled flights — it can put a damper on your holiday spirit. To avoid all the craziness, we put together some tips and tricks to get you to your holiday destination safe and sound.

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Living Seasonal

Pet safety tips for the holiday season

The holidays are an exciting time of year for all members of the household, but especially for your four-footed friends!

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Driving Auto

Helpful tips for new drivers

I remember the first day I passed my driver's test. I felt like I was on cloud nine — invincible. I instantly thought about all of the places I was going to go by myself. No more asking my parents or friends for a ride — my ticket to being independent had finally come, and I was ready to take on the road like a pro!

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Living Seasonal

Thanksgiving fires, turkey fryers and safety choirs

I am feverishly preparing for what I consider to be a rite of passage: I'm hosting Thanksgiving for the first time. While I love to cook and host my family from time to time, there's something extra intimidating about preparing the quintessential meal of the year. How do I manage preparing a turkey, stuffing, potatoes, and vegetables at the same time? In one oven?

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Traveling Camping

Preventing wildfires and staying safe from the risk

According to the National Interagency Fire Center, 2010 brought more than 64,000 human-made fires to the wild, burning more than 1.3 million acres of land. To put this into perspective, think about New York City. At 92,781 acres, New York City could have burned 14 times over with that amount of acreage! That's 1.3 million acres that didn't have to burn if the 'you' part of the wildfire equation had followed proper burning protocol.

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Living Flood

What to do after a flood

Anyone who's been through a flood knows that recovering after this kind of disaster isn't easy. You're forced to accept that irreplaceable family treasures and memories may be gone forever, your furniture is destroyed, potentially along with your home.

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Living Vacant

What to know about buying a vacant home

Before you purchase a vacant home, here are a few things to do and watch out for.

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Living Vacant

Vacant home insurance: What to ask about

Homes become vacant for many reasons. Whatever the cause, there are some insurance risks that you should keep in mind.

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Living Seasonal

Preparing for hurricane season

Hurricanes. Just the thought of them can make a person tremble in fear. Whether you've experienced a hurricane yourself or you've just heard about their destructive patterns, these bad boys know how to make their name heard.

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Living General Home

Preparing for severe weather

Try and put yourself in the shoes of those who have gone through a natural disaster, and imagine this: Before a severe weather event hits – you hear the warnings from state officials and your local news, but might not take them too seriously.

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Living Flood

Do you know your flood risk?

According to the National Flood Insurance Program (NFIP), floods are the number one natural disaster in the country. Good thing that this week is National Flood Safety Awareness Week.

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Living Seasonal

Keep your pets safe in the heat

Summertime means spending long days in hot, sunny weather with your furry loved ones by your side. It's the perfect time for you and your pet to be more active. However, having a fur coat can pose some risks for your pets if they are in the sun for too long.

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Living General Home

Earthquake safety: Before, during and after

Earthquakes are natural disasters that come without much warning-if any! According to the California Integrated Seismic Network, warning times can be anywhere from a few minutes to just seconds.

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Driving Motorcycle

6 incredible rides to experience at the motorcycle rally in Sturgis, South Dakota

The legendary motorcycle rally in Sturgis, South Dakota is back for its 76th year, and Foremost is gearing up to ride! As we prepare for our wild adventures in the Black Hills, we've created a list of our absolute favorite places to ride while experiencing the thrills of this top-notch rally.

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Living General Home

Things to consider before renting an apartment

It's no secret that apartment hunting can be stressful. It can be hard to find the perfect one that meets your checklist, and that's within your budget.

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Driving Motorcycle Home

Hand signals every rider should know

Whether you're new to the world of motorcycles or a veteran biker, review these hand signals below and see if you know them all!

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Adventuring Off-Road Vehicle

UTV safety before you ride

Off-road vehicles are a thrill, but they can be dangerous if you don't know how to properly ride them.

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Living Seasonal

Tornado safety: Before, during and after

Last year, according to Statista, there were 1,154 tornadoes reported in the United States. And you might be surprised to learn that a lot of these didn't happen in Tornado Alley.

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Living Seasonal

How to make a flower garden

If you have been wanting to start a garden, now is the time! The long, sunny days are a great source of energy for plants, making summer the perfect season to start growing flowers.

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Adventuring Other

Vacationing with your dog

With the kids out of school for the summer, it's the perfect time to take a family vacation. And by family, I mean the whole family – the dog too!

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Living Seasonal

Grilling safety tips for your cookout

Happy Independence Day! If you are planning a cookout at your house this Fourth of July, it's important to be extremely cautious and alert at all times!

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Living General Home

Understanding the tiny house takeover

The tiny house movement refers to the social and architectural movement that encourages living simply, efficiently and sustainably in small homes.

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Adventuring Other

A trail for everyone

National Trails Day is here! This celebration occurs every year on the first Saturday in June. Trails can be enjoyed by walking, biking, hiking, horseback riding and so much more.

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Adventuring Other

Helping reptile friends cross the road

Did you know that May 23 is World Turtle Day? It's all about raising awareness for turtles and encouraging people to help them survive. Participating can be as simple as helping a turtle cross the road.

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Living Mobile Home

Mobile home window replacement

If the frame on one of your mobile home windows is warped or severely weather damaged, replace it. Even if the frames aren't warped or damaged, windows that seem to constantly need repair or adjustment should be replaced. A new, efficient window keeps cold drafts out of your manufactured home and saves you energy dollars in the long run.

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Living General Home

Preparing to move

I feel like this comic accurately portrays every person's understanding of the moving process. People talk about the difficulties they face while moving across the country, across the world, or across the street, and none of them sound like anything I'm interested in living through.

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Living General Home

Know the electrical dangers lurking in your home

I love electricity. Without it, we wouldn't have Electric Avenue, The Electric Company, the Electric Slide, or Electric Light Orchestra. But as awesome as electricity is, it also causes approximately 53,600 home fires every year.

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Living General Home

Inspecting your home after winter

Spring is one of my favorite times of the year, and as a new homeowner, I am starting to observe new things on my home that I need to inspect, and projects I want to tackle this summer.

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Driving Motorcycle

Motorcycle safety tips

We put together some helpful tips that will make you feel more prepared before you ride, and while you're out on the open road!

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Driving Motorcycle

Tips on buying a used motorcycle

There's always some risk involved in buying a used motorcycle. You have to rely on the word of the seller, and they may not be as forthcoming as you'd like. That's why it's important to be cautious.

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Adventuring Boat

What to consider when purchasing a boat

The wind in your hair, the sun on your face, and the open water in front of you. Sound appealing? Then you might want to join the ranks of boat owners all over the country. But before you cut through that clear blue, there are some things to keep in mind. Whether you're buying a fishing boat, cabin cruiser, pontoon or speed boat, different components like cost, horsepower, weight capacity or onboard storage may prove to be more important to you than others.

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Driving Auto

When it's raining cats and dogs

Unfortunately, that old nursery rhyme, "Rain, rain, go away; Come again some other day" rarely works, which is why there are over 5,760,000 vehicle crashes each year in the U.S. on average.

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Driving Auto

Are snow tires right for your vehicle?

Around this time every year, my husband makes some sort of comment about snow tires. He usually brings it up when we're talking about my concern for the road conditions. We've never used snow tires before, but that doesn't stop my husband from extolling their virtues. I, on the other hand, think all-season tires work just fine, provided they have good tread.

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Driving Motorcycle

Legendary motorcycle rallies: Must-see, do and ride

Every year, the Foremost Team experiences the country's most legendary motorcycle rallies.

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Living Seasonal

Snow shoveling tips, tools, and techniques

Shoveling may seem like a no-brainer, but many people don't complete the task as effectively or as safely as they should to reduce the risk of injury!

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Living General Home

Frozen pipes: How to take the chill out!

Are we in the midst of an "arctic hurricane" like the media describes? I'm not so sure. Even at 0 degrees with a -30 wind chill, it seems like it always gets this cold during the winter in Michigan. Nonetheless each year we see the same dilemmas that happen when the weather gets chilly.

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Driving Motorcycle

Prep your bike for winter riding

It's 40 degrees outside, the roads are dry, and you've got a couple hours before the big game starts on TV. How about a quick ride? If you've prepped your motorcycle for this kind of opportunity, you're ready to roll.

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Living Mobile Home

Mobile home tricks to survive the winter

Here are a number of tactics to help you survive the cold and keep your toes warm in your mobile home this winter.

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Living General Home

Radon: The silent danger

In January 2008, my husband and I were "this close" to purchasing our first home. There were only a few real issues we would need to address — cracked sidewalk, broken light fixtures — and then we got the results of our radon test.

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Living General Home

Prevent ice dams on your roof

I have a weird fascination with icicles. During the winter, I like to travel around certain neighborhoods and scope out the size of icicles hanging off of houses. While they can appear to be "beautiful," I recently learned how truly ugly they can be. Not only are icicles a sign of inadequate attic insulation, it could be a start of a serious problem - ice dams.

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Living General Home

Tips to Heat Your Home Safely

Almost half of all families in the United States use alternate heating sources in place of or in addition to a furnace. However, heating equipment can be dangerous if not used properly.

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Driving Auto

Winter auto safety checklist

Icy and snow-filled roads can take a toll on your car and make driving even more dangerous! Help keep your car in the best possible shape this winter.

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Driving Motorcycle

New Year's Resolutions for Bikers

It's that time of the year again. Saying goodbye to 2018, and welcoming new adventures in 2019, whatever they may be. While it's great to come up with lifestyle resolutions, your list can look a little different if you're a biker.

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Living Mobile Home

New Year's resolutions for your mobile home

Having a fresh start for the New Year always feels good and exciting. Typically, people write down New Year's resolutions that relate to healthy eating, budgeting, volunteering, but what about improving the place you call home?

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Driving Auto

Give the gift of a safe ride home — Be a designated driver

If you're like many Americans, you're traveling sometime over the next ten days and apparently not playing the song Santa Baby. You're heading to see family and friends, or maybe attending a fancy soiree to ring in 2015.

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Driving Auto

Car Seat Safety for Snow

A child may be buckled in tightly with their winter coat on, but in an accident, the impact of pressure would compact the bulk of the coat making the harness too loose to keep the child safe.

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Living Seasonal

A Foremost Claims Story: Hurricane Michael in Marianna, FL

On October 10, 2018, Hurricane Michael violently made landfall on the Florida Panhandle. During the storm, a tree fell and crushed Linda Smith's mobile home, making it unlivable

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Living Seasonal

Checklist for snowbirds heading south

Are you a snowbird? If you flock to a warmer climate during winter, you know that preparing your home before you leave is a tedious, sometimes difficult task. However, creating a thorough winter checklist can help protect your house against theft, water damage and other unwanted surprises.

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Living Seasonal

Bring the holiday magic to your home

Is it your turn to host the holiday gathering? Maybe you just look forward to the joy of the season, with all of the sparkling decorations and twinkling lights. Regardless, with a little imagination, you can make your home festive and welcoming.

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Living General Home

Keep your home healthy with gutters

Every time I'm in my house and hear the rain start to pound on my roof, the only thing that goes through my mind is — gutters. Were you expecting me to say, lush greenery or a beautiful rainbow? The fact is, my home doesn't have rain gutters and it needs them, badly.

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Driving Motorcycle

How to beat motorcycle winter blues

If you live in a climate that makes it tough to ride your motorcycle during the winter months, the cold days can drag on for what seems like forever. But, take heart. You can get through these months by incorporating some fun motorcycle-related activities into your weekly plans.

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Living General Home

8 tips for keeping a fire safely in its fireplace

If you're anything like my husband, you like having a crackling fire in the fireplace on a cold winter's night. Watching the light dance on the walls and enjoying its warmth is one of the most charming aspects of the otherwise cold and harsh season.

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Driving Auto

Don't be a deer in the headlights

Animals with other things on their minds seem to jump out at us while we drive, which can cause major safety issues. That's why we're providing some guidelines to help prevent a collision between your car and an animal during this season!

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Adventuring Snowmobile

Things to consider when buying a snowmobile

Foremost wants to make sure you are prepared to invest your money on the best snowmobile you can find - here are some tips that will get you out on the trail with the best sled around!

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Living Seasonal

Fall safety for your pets

Between the sudden drop in temperatures, holidays and first few months of school, there are plenty of environmental factors to keep in mind when it comes to protecting your furry friends.

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Living Seasonal

Keep Halloween a fire-free fright fest

Do you have a great Halloween costume planned for this year? How about for your kids? Or your pets? Why do I ask? According to the National Retail Federation, 71.5% of Americans plan to celebrate in a spooky fashion.

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Driving Auto

Items to bring on a road trip

If you're in need of a quick weekend getaway or a long-week vacation from home, a smart and affordable solution is a road trip! Normally, gas is cheaper than airfare, and you don't have to sit in those long lines at the airport or wait for a layover.

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Living Seasonal

Winterizing your seasonal home

It's a necessary task for any seasonal home owner, and you still have time to get it done: preparing your seasonal home for the rigors of winter. Properly planning now can help you avoid damage and expensive repairs in the spring.

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Driving Auto

What to do after a car accident

Whether you've gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility.

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Living General Home

Seeking shelter during a tornado

The images from Arkansas, Mississippi, and Alabama after this week's devastating storms are the latest evidence of the power of Mother Nature. They're also reminder that disaster can strike quickly, with little warning.

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Living General Home

Is a condo right for you?

The time has come…do I keep renting, or do I buy? I've been renting various apartments for most of my life because it's been easy and convenient.

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Traveling Home Security

6 ways to secure your home when you're away

Did you know that statistically a burglary occurs in the United States every 14.4 seconds? (At least according to the FBI.) As a season full of holiday-related travel approaches, are you doing what you can to adequately secure your home while you're gone?

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Living Seasonal

Labor Day safety fashion tips

Labor Day is the last day it is considered fashionable to wear white pants and seersucker suits. While seersucker is a more forgiving material, white, regardless of the fabric, is not. So with that in mind, I present to you a list of ways to safely celebrate this Labor Day weekend and preserve your cherished white trousers so they may rise again next Memorial Day.

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Living Seasonal

New school year, new bedtime routine

Summer is over, and for kids and teens the days of staying up extra late and waking up at noon are long gone. Getting back on a good sleeping schedule is easier said than done, but it's important to implement healthy sleeping habits to ensure success in the classroom.

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Business none

Grow your agency with Foremost Education

If you're an independent agent, your time is valuable. And you're probably doing everything you can to grow your agency. Whether it's through social media marketing, referrals or getting involved in your community – every little bit helps.

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Living Seasonal

10 things to do before summer ends

It's hard to grasp that summer is already coming to an end. Seriously, where did the time go? I always start to panic this time of the year and think, "Did I accomplish everything I wanted to this summer?"

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Living General Home

When to show your roof some love

You may tend to overlook your roof, but it's actually the most important component of your home — and the most vulnerable. It protects you from the elements like rain, snow and sun, but roofs don't last forever!

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Living Seasonal

Back to school, what your child needs to start the new school year

Foremost compiled a list of some of our favorite school supplies for your viewing pleasure and in case you need a little help in packing your child's supplies.

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Adventuring Other

Coexisting with bicyclists

Cycling has grown significantly in popularity over the past decade. Towns across the country are adding bike lanes to their roads to become more bike friendly, and more and more people are ditching their car and using a bike as their primary form of transportation.

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Traveling Camping

10 must-haves for summer camping

Though it's tempting to simply drop everything and dive head first into your camping adventure, it's important to carefully plan, pack and prepare before indulging in all that Mother Nature has to offer.

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Adventuring Boat

Water Tubing Safety

One of my favorite water sports is tubing. For someone who isn't athletically inclined, it's fairly easy and doesn't require much work. I simply make sure I'm secure on the tube, hold on tight and then feel the rush of adrenaline as I ride the waves!

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Driving Auto

Distracted driving — Not worth the risk

It was a bright summer day with nice clear roads when I left work on a Tuesday afternoon. As usual, I went straight to the daycare center to pick up my two kids. I glanced in the rearview mirror as I waited to turn left into the parking lot and in a split second I knew it — the giant SUV barreling down on me didn't see me and wasn't going to stop.

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Adventuring Off-Road Vehicle

Off-road adventures: Staying safe on your ATV

There have been times in my life when I've felt severely unprepared. I remember starting drivers training and getting behind the wheel for the first time with my instructor, nervously thinking to myself, We've only talked about driving in the classroom — I don't think I'm ready to be on the roads!

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Traveling Heat and Beach

It's hot. Don't leave your kids in the car!

I wish I were kidding. As an on-the-go-mom, I have sympathy for parents trying to multi-task, but there are certain things that we MUST pay attention to.

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Traveling Heat and Beach

Protect that skin you're in — Year-round uv safety

July may be UV Safety Month, but that doesn't mean I'm going to not care about UV safety the other 11 months of the year. Sun safety needs to be considered every day — even if it is cloudy outside.

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Business none

Insurance Awareness Day — Terms made easy

Insurance Awareness Day! That certainly calls for poem-making, party-throwing, and having a good 'ol time talking about what makes insurance so exciting!

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Living General Home

Home pool safety

It's that time of the year — school is out, temperatures are warming up and pools are open for the summer. If you own a pool, you're probably aware of the maintenance and care that's involved. But have you considered taking that extra step to make sure it's safe for your kids?

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Traveling Camping

Fire safety for your RV

Summer is officially here, and if you're like me, you can't wait to get on the road and go on some adventures! There's nothing more enjoyable than good company, good food and an open road with endless possibilities.

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Adventuring Other

Fireworks safety for the Fourth

Did you know that over 200 people will go to the emergency room each day in the months surrounding the Fourth of July because of firework-related injuries?

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Adventuring Other

Making the most of summer music festivals and outdoor concerts

If you're a music lover like me, you rejoice in the summertime. That's because it's a spectacular concert season! Music festivals and outdoor concerts abound, offering some of the best opportunities to experience your favorite music live. But this is no secret.

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Driving Motorcycle

Beat the heat on your motorcycle

You don't need to sacrifice safety to conquer the heat on a summer ride. Follow these tips to keep your cool.

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Adventuring Personal Watercraft

Tales of a personal watercraft pirate — How to prepare for the unexpected

It was a beautiful sunny day when I strapped on my life jacket and prepared for what I knew would be an absolutely exhilarating experience - I was about to drive a personal watercraft for the very first time!

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Living General Home

Preventing slips and falls in your home

While installing support rails, fixing broken steps and securing lifted corners of the carpet are all excellent ways to prevent falls, there also are some VERY simple things you can do in your own home in an instant to make you less susceptible to injury.

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Living Vacant

Considerations for vacant dwellings when the lights are on but nobody's home

There are lots of reasons that homes become vacant, but there are some things that need to be considered no matter why the home is unoccupied.

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Living Seasonal

Keeping bugs away from your summer parties

What's better than an outdoor summer party with friends and family? A summer party with friends and family - minus the bugs! It can be done and it doesn't have to involve toxic methods.

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Living General Home

The menace of the mower

Every Saturday morning as a child, I would wake to a list of chores my mom had set out on the kitchen island for me and my sisters to complete. Often times, I would just skim through the list and pick the easiest and least time consuming jobs to complete, but there was a catch!

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Traveling Home Security

Protect your apartment from break-ins

I can only imagine a few things worse than waking up in the morning and discovering the unexpected – you've been robbed! You may feel violated, and then angry… and then confused.

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Driving Travel Trailer

Top eight mistakes people make while towing

The idea of hauling something huge behind your truck or SUV may sound like a fun adventure, but for those who aren't familiar with the complexities of towing, it can actually be pretty intimidating!

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Driving Auto

Work Zone Awareness Week — What you need to know!

Once I see that the cars are slowing down, I always get frustrated and then I see that the cars are merging to one lane (way too late) and all that makes me think is, ugh...it must be road construction.

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Living General Home

What those big words mean: Tips for buying your first home

Buying your first home can be a great experience, but mine has been … complicated, to say the least. The market in West Michigan (where I live) is bursting at the seams with young dreamers hoping to make their first home...

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Driving Auto

Keeping your teen safe on prom night

Driving is usually not an important component in a teen's mind, but for parents it can be a big worry. Many parents often overlook the need to have honest discussions with their teens about safe driving and avoiding alcohol and drugs.

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Driving Auto

Watch out! Distracted driving dangers

Sometimes I am amazed at how distracted I can be while driving. Before I worked here at Foremost (in my opinion, a very safety conscience company) I never realized how distracted I really was.

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Living General Home

Questions you should ask before signing a lease

Moving into a new rental property is such an exciting process! Sure, it's also super time-consuming and can be pretty demanding, but finally settling in can bring so much joy. I recently made the move from my college house into a full-on adult apartment and I was giddy with anticipation!

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Driving Motorcycle

Remember tires when thinking of motorcycle safety

When it comes to motorcycles, there are few things as important as the tires. "Tire maintenance is essential," says Kevin Henry, senior product manager for Foremost motorcycle. "It doesn't take a lot of time or effort to inspect a bike's tires and it will help the motorcycle achieve top mileage and performance."

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Driving Auto

How to change your car's oil

If you hate taking the time and money to have a shop change your oil, changing it yourself is the perfect project to take on. After learning how to do it myself, I put together some helpful guidelines.

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Adventuring Boat

Don't miss a minute of boat season! Tips to get your boat ready for the waves

Warm weather has come early in some parts of the country, making boat owners itching to get out on the water. I speak from experience, since I inherited a boat and will be putting it on the water this summer. It has been unseasonably warm in my part of the country and I can't wait for it to become the appropriate time to ride the waves. However, our marine product manager, Brad Seeley, has reminded me that there are many things I need to do in order to get that beauty ready for the season.

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Living General Home

Don't let the bed bugs come home

Good night, sleep tight. We all know the rest of the rhyme. When I was little, my dad used to say that almost every night before I went to bed. What used to be a silly poem to me is now a serious fear when traveling. If you've encountered bed bugs while traveling, like my family has, you become paranoid of the little creatures and will do anything to avoid bringing them home.

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Driving Motorcycle

Tips for buying a used motorcycle

Whether you've been riding all your life or are looking to purchase your first bike, buying a new-to-you motorcycle can be pretty challenging. What make do I want? What's my budget?

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Driving Motorcycle

Protecting your noggin

I remember getting the opportunity to ride on the back of my grandpa's motorcycle for the first time as a child. Traveling quickly and close to the ground without any walls or doors was such an exhilarating experience! I also remember the helmet that squished my cheeks right into my nose and eyes.

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Driving Auto

Tips every rideshare driver should know

Rideshare. It's a wildly popular and relatively new industry that's changing the way we think about transportation. Millions of people have become rideshare drivers, and even more have used their incredibly convenient services.

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Adventuring Snowmobile

Top questions to ask about snowmobile insurance

With the crisp winter air, it won't be long before you're able to take your snowmobile out on the trail, if you haven't already. Before you do, you may want to ask your insurance agency some questions about snowmobile insurance coverage. Foremost Insurance Group has some suggestions to help you get started.

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Adventuring Snowmobile

Snowmobile stories: Staying safe in the snow

There's something uniquely exhilarating about snowmobiling. The excitement of speeding through snowy landscapes makes the freezing cold winter weather barely noticeable.

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Business none

Tips for effectively filing claims

Experiencing a loss can be stressful, frustrating and disheartening, but having insurance coverage will help alleviate the financial burden a loss can cause.

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Business none

New Year's resolutions for your agency

Coming up with a new year's resolution is an opportunity to analyze what you could do better- whether it is making changes to address your health or deciding you want to play the piano. These resolutions are generally focused on improving things in your life. But, have you considered doing the same for your business?

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Living Mobile Home

A Foremost claims story: Mobile home fire

On February 24, 2017, Elizabeth Manuel's mobile home caught fire. It was devastating, completely destroying the property and leaving her without a home.

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Adventuring Other

Tips for being a safe hunter

Keep hunting trips safe for yourself and your surroundings before you enter the woods this fall.

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Living General Home

Getting your furnace ready for the winter

Let's admit it, summer is definitely the most cheery season of the year. That warm, sunny weather boosts our mood and allows us to go on adventures wrapped in the warmth of the sun.

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Adventuring Other

Sittin' on a bale of hay — 7 ways to stay safe on hayrides

There's perhaps nothing that more embodies fall than heading down to the local pumpkin patch. You can pick out the perfect gourd for carving, purchase apple cider and donuts, wander through a corn maze and hop on a hayride. Seriously, who doesn't enjoy riding through a farm or orchard while sitting on a bale of hay? I've enjoyed plenty of them. But I'm also a living testament to the dangers they present.

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Traveling Home Security

Keeping your home safe from break-ins

As one of the most common crimes, burglary is nothing to be taken lightly. Did you know that a burglary takes place every 18.2 seconds in the United States? That adds up to nearly 200 per hour, 4,800 per day, and 1,752,000 every year!

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Adventuring Boat

Boat trailering tips

A day spent boating is the kind of thing you daydream about—many of us crave time on the water, rocking with the waves and basking in the sun. But before getting to smooth sailing, you need to try your hand at the art of boat trailering.

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Adventuring Boat

Boat launching tips

When you trailer your boat to a lake, there's only one thing between you and the water—a boat ramp! I know you're eager to go, but be patient—you need to practice the art of boat launching first.

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Driving Motorcycle

Motorcycle rally survival tips

This year I traveled to Sturgis, South Dakota to experience my first motorcycle rally. I was excited to attend, but also nervous. I'm new to the world of motorcycles, and I had no idea what to expect.

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Living Vacant

Vacation home weekend wrap up routine

Keep your vacation home in tip-top shape by taking care of it before you leave! You'll thank yourself when you arrive next time.

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Traveling Heat and Beach

Summer beach safety tips

The first rule for having a fun, carefree day at the beach? Always check the weather before you head out! Follow these beach safety tips to get your summer off to a good start.

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Living General Home

A Foremost claims story: Recovering from Louisiana tornado damage

On April 3, 2017, tornadoes struck the town of Jena, Louisiana, destroying Mary Lee Taunton's home.

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Driving Motorcycle

Ride to the sky

Take a ride up Mount Washington with the Foremost Creative Team! This peak in New Hampshire stands at 6,288.2 ft., making it the most prominent mountain east of the Mississippi River. Would you take the trip up with your bike?

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Adventuring Other

Sparkler safety tips

Did you know that sparklers burn at temperatures upwards of 1200°F? They're also the leading cause of firework-related injuries in children under 12. Make sure your fun doesn't get interrupted by a flaming mistake this summer!

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Business none

What's the deal with renters insurance? Adjusting to changes in consumer lifestyles

It's undeniable: the fastest growing segment of personal lines property and casualty—in terms of policy count—is renters insurance.

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Driving Motorcycle

Best bikes of Laconia 2017

The Foremost team took a ride to Laconia this June to share the sights and sounds of this famous rally with you!

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Adventuring Other

Fireworks and the Fourth: 9 tips for safe celebrations

The most common type of boating accident is a collision with another vessel, according to the U.S. Coast Guard. To avoid this and other issues on the water, here are some responsible boating tips that will help keep your family and your boat safe.

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Traveling Heat and Beach

Ten ways to protect yourself from the sun's rays

When my teenage daughter arrived home the other day with a sunburned face, I asked her why she didn't use her sunscreen. She answered with, "I did Mom! I put it on this morning." But since she was out all day and never re-applied it, she still got a sunburn.

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Adventuring Boat

Take a boater's safety course

Know the laws before you launch. It's a simple mantra that all boaters should take seriously. "It is the responsibility of all boaters to know the rules of the water," said Brad Seeley, senior marine product manager for Foremost Insurance Company.

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Driving Auto

"Time is money" Savings for Memorial Day driving

It's amazing how much money you can save, if you have the time. My Mom always told me, "Time is Money." I rolled my eyes when I was younger, but now that I am a working adult, those words couldn't be truer.

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Driving Travel Trailer

The do's and don'ts of driving with a trailer

Whether you're taking a road trip or taking the family camping, driving with a trailer can be a challenge. When you add a trailer to your vehicle, the overall handling and rules of driving dramatically change.

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Living Mobile Home

Mobile home spring cleaning tips

Keep your mobile home in tip-top shape by cleaning up after a harsh winter! Do you have any tips or tricks you'd like to share with us?

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Driving Motor Home

Top motor home questions to ask your agent

Spring is slowly making it's way here and before you get out on the open road, make sure you have the correct coverage for your RV

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Adventuring Boat

Five questions to ask about boat insurance

Do you own a boat? Ever wonder what you should ask your agent or broker about insuring it? Brad Seeley, senior marine product manager for Foremost Insurance Company, has some suggestions.

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Living General Home

Children act fast — poison prevention for your kids

Last night I heard clamoring from our bathroom - not a good sign when you know your one-year-old can pull everything out of the cabinets within 10 seconds. I opened the door about two inches, but found that it quickly became lodged onto the bathroom cabinet.

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Driving Motorcycle

Bikes from the streets of Daytona

Foremost is on the ground at the famous biker rally in Daytona Beach and is checking out all the slick rides.

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Driving Motorcycle

After it burned — Motorcycle claims with Foremost

The Foremost Claims Department is comprised of an award-winning team of insurance professionals who are there when you need them

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Living Seasonal

Staying sane when stuck at the airport

The holidays are a great time to travel home to see friends and family or to get some rest with a much-needed vacation. Unfortunately, the winter season also brings snowstorms and other adverse weather conditions that make traveling a challenge.

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Adventuring Other

A trip to the dog groomers

Intervention: it's time to take your stinky pup to the groomer! No matter what kind of dog you have, short-haired or long, a trip to the groomer is well worth the investment.

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Living Seasonal

Preparing your home for the holidays

Garland, ribbons and candles come to mind when thinking about prepping your home for the holidays. While I would love to talk about how I attempt to decorate my home like a magazine, this article is not about what will look best on your front door or how to set your table perfectly for the holidays.

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Driving RV

Three tips for driving your RV in the snow

If you travel year-round in an RV and are looking forward to camping in snowy weather, be prepared for poor road conditions. Here are three tips to keep you, your family, and your RV safe during wintertime travel.

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Living General Home

Pumpkin carving safety

There is no Halloween tradition quite like carving a pumpkin! Sticking your hands in to scoop out the slimy guts, carving a scary face or design on the side of the pumpkin, and baking the seeds to eat as a snack later is practically mandatory during this season.

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Business none

Increasing fall productivity in small businesses

The fall season is known for family hayrides, pumpkin carving, apple picking and doughnut eating, but what does fall mean for your business?

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Driving Auto

Double trouble: Social media and driving don't mix

Hold the phone. Actually, just put it away when you're driving. This practice may seem like common sense, but if you hop onto Google, you'll find dozens of articles pointing fingers at social media sites for deadly car crashes.

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Business none

Millennials and homeownership: What insurance professionals need to know

The housing market has grown stronger in recent years, but studies show that millennials are still hesitant to become homeowners.

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Traveling Camping

Prepare for a summer outdoors

The summer is not over yet, so what better time to head out with family or friends for a weekend in the great outdoors. Camping at a local campground or state park could be just what you need before school is back in session.

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Driving Auto

Back to school safety: Sharing the road with a school bus

The new school year is approaching fast, and soon many kids will be relying on school buses to get to class. Fortunately, school buses are one of the safest forms of transportation for traveling to and from school (Safe Kids Worldwide).

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Business none

Top 3 challenges entrepreneurs face

Putting aside economic impacts on a small business, there are several challenges that entrepreneurs face daily to keep the doors open.

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Living General Home

Keeping your home cool in the summer

I always look forward to the warm weather that summer brings, but when I'm dreaming of sunny days, I usually forget how difficult it can be to adapt to the heat. Rising temperatures can make even those with the sunniest dispositions rather grumpy

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Living General Home

Moving in — tips for taking control of your move

You did it! The key has been given, the contract has been signed and the first payment has been provided. Maybe you'll be staying in your new home for the rest of your life or maybe you'll be moving out in a few months – either way, it's an exciting time of life!

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Living General Home

Movin' on out

Moving is bittersweet. The excitement that comes from changing scenery and beginning a new adventure cannot be denied, but if you've enjoyed whatever living situation you've been in, leaving can be especially difficult.

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Business none

Tips for selling renters' insurance to millennials

Many millennials are graduating from high school and starting college, and moving on to these next chapters in life can be exciting, but also quite stressful.

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Living Seasonal

Foremost means s'more - 5 fun facts about s'mores

Lately I've been striving to be a better cook. I want to impress my friends with my mouthwatering homemade meals. I want to beat out my cousins for the title of "Favorite Grandson" with the exquisite dishes I bring to family reunions.

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Living Seasonal

"Pretty colored trees" — Fireworks safety and precautions for the 4th of July

"Pretty colored trees - that was my 3-year-old daughters' description of fireworks last year. Indeed, they are pretty; they may look like little trees and are undeniably popular. Bursting in all different shapes, sizes and colors, annual fireworks will light up the skies in recognition of America's independence this July weekend. Because safety is our mantra here at Foremost Insurance, we want to educate you on the precautions that should be taken when handling these "pretty colored trees."

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Living General Home

Packing your memories

Welcome back! In our first blog of this four-part series, Preparing to Move, we settled our various accounts and prepared our home and finances for the impending move. Now that we have everything in check, let's work through the packing process together.

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Living General Home

Grooving in the kitchen with your kids

Some people seem to be naturally good at incorporating their kids into cooking. In fact, some of my friends look like they come right out of a family and food magazine they do it so well. Me on the other hand, all I think about is the mess that my kids will make, the extra time it will take to put the meal together, how the crackers can't touch the dip display, and the fact there may be a finger poke or two in the brownies by the time we serve them to our guests.

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Driving Auto

Potholes — The car killer

Sadly, I'm sure we can all relate to that dreaded pounding feeling after hitting that one pothole we always try to avoid in our neighborhood. Potholes are car killers. According to Firestone Auto Care, hitting a pothole can cause expensive damage to your tires, wheel rims and suspension; cause premature wear on shocks and struts, interfere with your vehicle's steering system — the list goes on and on.

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Adventuring Boat

Curing sea sickness

No matter how much you enjoy being on the water, suffering from nausea and fatigue on a boating excursion might make you wish your feet were planted on land. According to Montavit, about 10% of the population is extremely sensitive to motion sickness, with another 75% subject to occasional motion sickness.

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Adventuring Boat

A sailors scroll for stocking your seaboat

Whether you're a "sailor" who's going out to sea on a pontoon, speed boat, or sailboat, there's something special about being behind the wheel, cutting through the waves. However, I don't want your day to be ruined by forgetting the most essential items needed for your trip out at sea.

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Driving Auto

Spring cleaning for your car

There's nothing quite as nice as the smell of spring. The sweetness of flowers and the freshness of a rainy day give an exciting indication of the warmth to come. However, while winter melts away, your car is probably getting more dirty with each drive. Between the salt stains, dirt-streaks, and crumpled leaves, that car might not be looking so good. I suggest you do what I do for spring cleaning: roll your sleeves up and follow these quick cleaning tips to scrape away what is left from winter!

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Adventuring Boat

Boating tips — Learn how to be safe on the water

The most common type of boating accident is a collision with another vessel, according to the U.S. Coast Guard. To avoid this and other issues on the water, here are some responsible boating tips that will help keep your family and your boat safe.

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Driving Auto

Teen driving = Big responsibility

Cruising down the strip in my mini-van, windows down, friends in tow, listening to some sort of 90's hair band without a care in the world - now that was the life. I remember how fun it was to finally turn 16, drive around the town feeling 100 feet four-lines because I was an adult (in my eyes). I don't remember seeing my parents act nervous or scared - although I'm sure after I pulled out of the driveway they were a nervous wreck.

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Adventuring Other

Safety on the slopes

Whether you are new to skiing and snowboarding or you practically grew up on the slopes, you probably know that understanding the proper techniques and safety criteria are imperative when anticipating a trip through the cold. Take notice of these reminders so you can fully appreciate your journey through the snow!

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Living Landlord

Tax tips for accidental landlords

Here are three tips to help steer you in the right direction as you file your taxes as an 'accidental landlord' this year.

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Living Flood

Preventing home flooding during El Niño

With this year's expected strong El Niño, it is important to consider ways we can help prevent damage to our homes and communities. El Niño this year is expected to be one of the strongest on record and will continue to rage throughout the winter. Before the storm hits, follow these five steps to help protect your home from flooding.

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Living Flood

El Niño prep: Sandbag tips

Whether you're a pro or a first-timer at battening down the hatches, here are 5 sandbag tips to help keep your home safe during the storm.

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Adventuring Other

The best month for a road trip? Four reasons it's October

I'm going out on a limb and declaring October the best month for a road trip. Do I have meteorological data, research, or a Gallup® poll to back me up? No, I'm just basing it on my experiences.

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Driving Auto

Keeping your most precious cargo safe on the road

Is the car seat in right? Are the buckles too loose? Is the booster right? Should the seatbelt be tighter? These are the questions that run through my mind every time I put my 3-year-old daughter in the car with me or give me 5-year-old niece a ride. Who are we kidding, a lot more worries than that go through my mind, but the responsibility of having a child passenger is a big one.

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Driving Motorcycle

Main Street at the Sturgis motorcycle rally

Millions of bikers packed onto Main Street for the 75th Annual Sturgis Motorcycle Rally in South Dakota!

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Driving Motorcycle

The Needles Highway

The Foremost team takes a scenic jaunt through the Needles Highway near Mount Rushmore! Glide along and enjoy the ride with us.

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Driving Motorcycle

Stunt riders at Sturgis, South Dakota

These stunt riders do wheelies, donuts and more at the 75th anniversary of the legendary Sturgis Motorcycle Rally in South Dakota!

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Driving Motorcycle

Spearfish Canyon ride

GoPro footage from our scenic cruise through Spearfish Canyon. You can almost feel the sun on your skin!

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Driving Motorcycle

Why do bikers love to ride?

We asked dozens of bikers at the Sturgis Motorcycle Rally why they love riding, and their answers are awesome! Why do you love to ride?

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Driving Motorcycle

Born to be wild — 6 facts about the legendary Sturgis Motorcycle Rally

This August the rally will be celebrating its 75th anniversary, and we can't wait to take part in the action! In anticipation for our wild adventures in Sturgis this year, here are 6 facts you may not have known about the motorcycle rally.

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Driving Motorcycle

The Sturgis Motorcycle Rally… it's a lifestyle.

When you think of a motorcycle rally, what comes to your mind? Probably the same thing that came to my mind a couple years ago when I took my first trip to the Sturgis Motorcycle Rally, but I couldn't have been more wrong.

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Driving Motorcycle

6 ways you shouldn't ride your motorcycle

Flip flops, shorts and a T-shirt are great to wear at the beach, but if worn while riding a motorcycle, they look silly and are truly dangerous. Unfortunately, everyone has seen someone on the road who seems to be under the false impression that riding a motorcycle is about being reckless and narrowly cheating death.

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Living General Home

Mastering the art of insulation

Insulation plays a leading role in keeping a house cool during hot seasons and warm during cold seasons. This protection from radiant heat and cold drafts helps you to save energy and money in the long run.

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Living Mobile Home

What's lurking below your mobile home?

Do you remember when you were young and had to check under your bed for monsters before you could go to sleep? I sure do!

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Adventuring Boat

7 things you need in a tackle box

Before you head out to your favorite spot to reel 'em in this season, make sure you have a well-supplied tackle box. Here's our list of seven tackle box essentials.

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Traveling Camping

Adventure awaits — Exploring the national parks

Once you're bitten by the travel bug, it's difficult to shake the insatiable desire for adventure.

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Driving Auto

Teens taking to the wheel — May is Youth Traffic Safety Month

There are many avenues to explore when teaching your teenager to drive safe, why not take a few tips from Foremost

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Adventuring Boat

Choosing a line

The wrong fishing line can either make or break your adventure. Watch this video to learn how to select the proper line for your rod.

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Adventuring Boat

Choosing a reel

Not all reels are created equal! Check out this quick clip on picking out the perfect reel for your fishing excursion.

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Adventuring Boat

Choosing a rod

Want to get into fishing but don't know where to start? Make sure you have the right equipment before you hit the water. Watch this short video to learn how to select a rod.

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Business none

Protect yourself against phishing

According to a Google study, phishing emails work 45% of the time. Typically, these scams are obvious. The email will contain numerous spelling errors or words that are out of place. But sometimes, if you're not paying close enough attention, you'll be dangerously convinced into providing confidential information.

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Business none

Foremost Means More™

What do we mean when we say "more?" Watch our latest video to find out why here at Foremost, you'll get more.

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Business none

The 11 steps to start your small business!

Starting a small business can seem overwhelming at first, but if you are reading this article, chances are you are brave enough to consider it or already have.

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Adventuring Snowmobile

Snowmobile thrill seeking gone wrong

With international snowmobile safety week being recognized this month, I'm reminded of my own snowmobile experiences. I'm sure it's hard to believe, but me, a person scared of most thrills, has been on a snowmobile three times!

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Driving Auto

Car seat safety for snow-state mommies and daddies

A child may be buckled in tightly with their winter coat on, but in an accident, the impact of pressure would compact the bulk of the coat making the harness too loose to keep the child safe.

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Driving Auto

Drive sober or get pulled over

According to the U.S. National Highway Traffic Safety Administration (NHTSA), America has more drunk drivers than most countries have people. Not alarmed by that statistic? Nearly 10,000 people die on the road due to drunk driving each year (NHTSA). How about now? Maybe once it hits closer to home, people will really see the impact.

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Living General Home

Don't let your winter season heat up! How to prevent home fires in the winter

Fire is not the first thing I think about when I think of cold mornings and snowy nights. But, according to the U.S. Fire Administration (USFA), home fires are more prevalent in winter than in any other season. What, you say? I was surprised too, but as I thought about it, it became clear.

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Living Seasonal

Trick-or-treating safety tips

Long gone are the days of trick-or-treating for me, but I still remember the excitement of dressing up in a cool costume (my favorite was a homemade pirate outfit) and touring the neighborhood to fill up my oversized pillowcase with candy. Parents, check out these six safety tips.

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Driving Auto

National Teen Driver Safety Week

Getting behind the wheel can be a long awaited rite of passage for teen drivers, but must be handled with care. According to the National Highway Traffic Safety Administration (NHTSA), 859 teenagers were killed in car accidents in 2012. That high statistic shows us just how important teen driver safety awareness is.

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Driving RV

15 scenic fall color drives to experience by RV

One of my favorite things to do during fall is see the changing leaves on a color tour. The hues of red, yellow and orange leaves are beautiful, especially on a sunny day. There are a few different ways to do this; by foot, bike, or if you really want to have some fun — by packing into an RV and taking your adventure on the road!

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Living General Home

'Tis the season for haunted homes

Do you believe in ghosts? Haunted homes? 'Tis the season since Halloween is right around the corner. It seems to be a scary subject with many people, but surprisingly I'm not one of them.

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Living Mobile Home

Revealing the secrets behind training mobile home claims adjusters

Our Claims adjuster training is so special, it bestows super human powers on all those who enter. OK, perhaps that's a slight exaggeration, but have you ever time traveled or been in two places at once? For the Claims personnel learning how to adjust Foremost insured mobile homes, the two are regular occurrences.

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Living General Home

Pledge to be prepared, disasters can happen to you

If you're like many people you probably think a natural disaster will never happen in your town. You say things like, "I've lived here for X number of years and it hasn't happened yet."

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Driving Auto

Going coo-coo for car seat safety

Even a typical mom or dad can end up in some surprising positions when installing a car seat. I still haven't found an easier or more graceful way to do this.

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Driving Auto

Car seat safety Saturday. A very important day.

I get up in the morning, rush around to get ready, and place my sleeping child in her car seat. I buckle the straps and tighten, but is that enough? National Car Seat Check Saturday is coming up this weekend and it has made me realize I need to get my car seat checked.

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Living Seasonal

First day of school, our on the go mom shares her secrets

I am now an official member of the weeping-moms-sending-their-kids-to-kindergarten-for-the-first-time club.

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Adventuring Other

Five coolest places to travel in the U.S.A.

Ah, summer. It's the time of year the whole country comes alive and beckons us to get on the road and experience it. That's why I've put together this list of what I consider the five coolest places to visit in the U.S. If you've never been to these places, now is the time to explore!

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Driving Auto

Driving under the influence — of my dog.

The summer months are a great time for road trips with friends, family and of course — your pet. Our dog was a part of my family growing up. Wherever we went, she'd come along. I recall many childhood trips, piling into the family van with the dog lying in the area by the sliding door and heading off to our destination. Times have changed quite a bit.

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Driving Auto

On the road, off the phone

Driving while talking or texting on a cell phone can be a divisive topic. It's not safe, yet people still do it. Restrictions vary, so anyone driving across state lines better have an excellent memory or err completely on the side of caution to abide all of the laws.

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Driving Motorcycle

Motorcycle in 3-D!

Why'd we make the Motorcycle video in 3-D? Because our Motorcycle product cannot be contained in just two dimensions. Sit back and get ready to be mesmerized!

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Traveling Heat and Beach

Rip Current Awareness Week — What you need to know

When I saw Rip Current awareness week (this week) come up on our editorial calendar, I thought, how important could this really be? The answer — very important. Whether an ocean or a great lake, rip currents are powerful and can be deadly.

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Driving Auto

Keep those wheels spinning! It's National Tire Safety Week.

Did you know that tire safety is recognized and those spinning rubber wheels actually have their own safety week? I'll admit it, I didn't and I bet I'm not the only one. When it comes to my tires I rarely think about them other than where they can get me to next and how fast we can get there.

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Adventuring Boat

Float your boat with marine choice

Foremost gives you the most ways to float with our Marine Choice program. Don't let the opportunity float by.

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Driving Auto

Foremost auto insurance: Animated overview

Here's a quick overview of the Foremost Auto program, in a pretty nice package. Foremost Means More, more options, experience and service.

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Living Vacant

Since the dawn of time…

Foremost brings you the history of vacant insurance, with a twist. Take a trip through time with us and witness the evolution of Vacant home insurance. Trust us, it's actually exciting!

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Living General Home

Playground safety 101. Keep your children safe

A playground is a great environment to let your kids explore, develop motor and social skills and blow off some steam before bedtime. Am I right parents? It's important to teach your children how to be safe and act responsibly on a playground, which is what Playground Safety Week is all about.

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Driving Auto

Distracted driving: It's not just about cell phones and texting

Talking and texting on cell phones are the most frequently talked about concerns involving accidents and distracted driving, with texting now taking the lead over concerns about drivers who talk on their cell phones while operating a vehicle.

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Adventuring Boat

Float your boat with marine choice

Learn how you can "float your boat" with a Foremost Marine Choice policy. Don't let the opportunity float by you!

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Living General Home

National Window Safety Week; Keep your family safe with these tips

As a mom and a safety crazy blogger, I am always concerned about the safety of my home. I have had many daydreams (or nightmares would be more appropriate) about the windows in my home and fires in relation to my three year old.

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Driving Motorcycle

Tip-top gear. A pink motorcycle helmet and funny gloves.

Motorcycle safety classes fill quickly in my area, so I really lucked out when I was able get into a class. How? The night I went to record a video, I spontaneously took one of the no-show's spots (with only a little nudging by one of the RiderCoaches). One problem with this spontaneity and my overall lack of motorcycle experience: I had no gear. The Motorcycle Safety Course teaches that safe motorcyclists wear all their personal protective gear all the time.

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Driving Motorcycle

We're making a biker out of everyone at Daytona Bike Week

Foremost is on the streets of Daytona Beach Bike Week making bikers out of all the tourists, spring breakers and already tough bikers!

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Driving Auto

Choose your carrier!

Play our game show and find out what kind of carrier is right for your auto policies!

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Driving Auto

The weather outside is frightening

It has been snowing, nonstop, for three days. Just when I start to think it will never stop snowing, it stops. At this point, I am finally smiling again and feeling relieved. A day later, it starts raining nonstop. I am now regretting all of my wishes for the snow to go away, because rain and freezing temperatures during the winter season can only mean one thing — icy roads.

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Adventuring Snowmobile

Ready, set, snowmobile trip time!

Add a little snow and an awesome machine and you have the wonderful world of snowmobiling. Snowmobiling is a popular pastime, especially in Michigan where our campus is located. I have only been on a snowmobile three times, so I'm no expert, but you can read about my adventures in my last blog post.

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Adventuring Snowmobile

Snowmobile Safety Awareness Week

Heading out on the trail? It's Snowmobile Safety Awareness week. Ride safely this week, so you can continue to ride the rest of the season.

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Driving Auto

You don't think drugged driving is that dangerous? Keep reading.

Websites, TV commercials, mom, and dad are always emphasizing the dangers of drunk driving, but how often is drugged driving discussed?

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Adventuring Snowmobile

Funny newscast on snowmobile

The Foremost Insurance Guy tells you all about Foremost Snowmobile Insurance is a pretty surprising way.

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Driving Auto

Msg 4 Teens — Pls Don't Txt WhIl Drivin

This is National Teens "Don't Text and Drive" Week. In reality, it could just be National "Don't Text and Drive" Week, because distracted driving is a problem for more age groups than just the under-20 set.

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Living Seasonal

Colder weather is approaching — Will you fly south?

Summer ended months ago and fall is beginning to fade away quickly. Wouldn't it be nice to escape what's up next?

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Living General Home

Spiders! Making your home their home.

I'm guessing I'm not the only one who doesn't want to share their home with eight-legged strangers. When I see those creepy spiders crawling across my floor I immediately feel like I need to check under every chair, table and rug for the rest of their families.

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Driving Auto

Leading by example, Teen Driver Safety Week

Celebrate! Celebrate what? National Teen Driver Safety Week, that's what. If you have a teenager driving this is a great excuse to get them to listen to some very important safety tips and information. National Teen Driver Safety Week is observed October 20-26 this year and is focused on "It Takes Two: Shared Expectations for Teens and Parent Drivers."

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Adventuring Boat

Splish, Splash… Snow? Tips for winterizing your boat.

The sun in the sky, the surf splashing in your face, the smell of a fresh summer breeze. It's not too early to start thinking about next boating season and the most important part of your boating lifestyle, winterization.

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Driving Collectible Auto

Cruising classic cars

I have a soft spot for classic cars. It's probably partially a result of my father (as I have mentioned here and here) and partially a result of growing up in the Midwest, where celebrating automobiles seems to be a way of life. I don't know — there's just something about seeing a well-maintained vintage ride rolling down the road that makes me smile.

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Driving Motorcycle

So many Sturgis rides, so little time

With an estimated 400,000 bikes at the Sturigs Motorcycle Rally, we're bound to run into a few beauties. Why not sit back, relax and enjoy these amazing machines from the streets.

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Driving Motorcycle

Take a ride through the Badlands of South Dakota!

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Driving Motorcycle

Take a ride down Main Street at the 2013 Sturgis Motorcycle Rally!

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Driving Motorcycle

Foremost, Can you cover my… ?

Foremost was on the ground at the Sturgis Motorcycle Rally August 2-11 and covered some bikers with free T-shirts. The bikers asked Foremost if we could cover their rides, helmets and more!

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Driving Motorcycle

Home on the (motorcycle) range

When starting a course at any school, you are presented with a syllabus, or a series of assignments or tasks you will need to proficiently complete to pass. By Saturday morning, my list for the Motorcycle Safety Course looked like this.

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Business none

Create a countdown to ROI success

Today agencies are faced with new options to market themselves using social media sites such as Facebook and Twitter. Much like a rocket launch, a good marketing campaign requires a plan and a way to measure the success of that plan.

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Driving Motorcycle

The people of Daytona Beach Bike Week: Part 2

We're missing our friends at Daytona Beach Bike Week already! Take a look at more of the faces we met on the streets of bike week and at the Daytona International Speedway. You might even recognize some of them!

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Driving Motorcycle

The people of Daytona Beach Bike Week

There are so many different bikes and people that come to visit the Daytona Beach Bike Week. Tourists, spring break college students, retirees and of course… bikers. We hit the streets to find out just what kind of people are enjoying this 10 day event. Check it out!

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Driving Motorcycle

The streets of Daytona Beach Bike Week!

Foremost is on the ground at the 72nd Annual Daytona Beach Bike Week and has been bringing the action back to you! Although we are an insurance company, we are completely committed to sponsoring the products we insure.

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Driving Motorcycle

School's in (for summer) — Motorcycle safety class diaries continued

Since I signed up spontaneously, I had no time to anticipate what I was getting myself into prior to the first class. All I really knew was I had six hours of classroom instruction and ten hours of range work ahead of me, including a written exam and a skills test. Good thing I happen to like learning and like to be challenged.

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Traveling Heat and Beach

It's hot out there. Are you staying cool?

All you have to do is turn on the news, or leave air conditioning, to know that it's hot outside all over our country. I learned firsthand because I spent six hours outside yesterday when the Foremost Chopper visited our office park in Michigan.

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Driving Collectible Auto

Father's Day

To help make up for the lack of my presence today, I figure I'd share with you another of my dad's projects. If you don't remember, I introduced you to my dad in my first blog post. I even made a video about him and his classic car for our YouTube channel.

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Driving Motorcycle

A video's worth… we'll let you see for yourself.

If a picture's worth a thousand words, what's a video worth? A lot of embarrassment for me. Of course, it may not come across that way, but imagine that as you're watching it, I'm cringing right beside you. I have done video since high school and have never liked the way I appear on camera. There's a reason I'm a behind the scenes person.

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Adventuring Off-Road Vehicle

Get dirty! ATV-accelerating, terrifying, very scary? Not anymore for first-timer

ATV… Amazing ride, Totally extreme, Very dirty. Those letters describe many people's experience while riding their favorite all-terrain vehicle (ATV). Until recently for me those letters stood for; Accelerating (too fast), Terrifying, Very scary.

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Adventuring Off-Road Vehicle

Top questions to ask about off-road vehicle insurance

Fall is in the air, but there are still plenty of nice days left to hop on your dirt bike, ATV, dune buggy, golf cart or other off-road vehicle (ORV) and get outdoors. Before you do, you may want to ask your insurance agency some questions about insurance coverage.

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Living Seasonal

Cheap fall decorating ideas for your home

Here are some easy and inexpensive ways to brighten up your home for autumn.

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Living General Home

Preparing your walls for painting

A good paint job is at least 50 percent preparation.

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Living General Home

Window treatments

Giving your windows a fresh look is easier than ever thanks to an astonishing array of high-tech shutters, shades, blinds, fabrics and decorative hardware in all sorts of colors, styles and finishes.

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Living General Home

How to hang pictures

Although selecting artwork and pictures for your home reflect personal taste and style, hanging them correctly is just as important as the theme and color.

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Living General Home

Home decorating resources

We have gathered a list of home decorating resources we thought would be helpful in giving ideas or inspiration for your next project. Happy decorating!

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Living General Home

Spring cleaning checklist

Nothing gets spring off to a good start like a thorough spring cleaning. Here are the big jobs to tackle.

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Living General Home

Managing clutter

Is clutter overpowering your manufactured home? Here's a list of some things you can do to optimize the space you have.

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Living General Home

Reclaim your kitchen space

Is your hard-working kitchen getting cluttered and unmanageable? Chances are you can reorganize and reclaim more storage than you ever thought possible.

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Living General Home

Home storage solutions

Storage space is at a premium for nearly everyone these days. The good news is that every home, no matter its size, has potential storage space that goes unnoticed. These simple but creative solutions can help you gain extra storage in unexpected places.

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Living General Home

How to get your closets organized

To maximize all the space you have, you want to make sure you're using every cubic inch in your closets – but that means you need to be really organized.

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Living General Home

Big ideas for small spaces

Although today's manufactured home rooms are more spacious than ever before, finding enough space for a homework corner could present a decorating problem. Here are a few other ideas to maximize your child's study area.

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Living General Home

Create a homework station

Creating a homework station corner for your child is easier than you think — even if you have limited room.

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Living General Home

Modular desk furniture for homework corner

Buying modular desk furniture is another choice for a homework corner. Just be sure to select a desk surface that's big enough to serve your child all through school.

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Living General Home

Desk lighting for homework station

Make it easier on your child's eyes by providing a well-lit and glare-free homework station. Popular choices include gooseneck, dual head, banker's light, swing arm and adjustable desk lamps.

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Living General Home

Desk chair selection for homework station

Do you know what to look for when shopping for a desk chair for your child's homework station? Let us help you get some basic knowledge on what to look for.

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Living General Home

Study corner sources and links

Use our gathered resources to help your kids get the most out of their study corner from Foremost Insurance.

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Living General Home

How to make a butterfly garden

Add beauty and life to your garden with a butterfly garden. Use our quick how to create a butterfly garden to get started.

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Living General Home

Herb garden basics

Flavorful herbs are attractive, tasty and aromatic. Learn a few of the basics for growing your own herbs from Foremost Insurance.

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Living General Home

Small vegetable garden

Don't have room for a large garden? Consider a small vegetable garden with containers. What is the right potting mix? Which veggies should you choose? Learn here.

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Living General Home

Hummingbird gardens

Improve your chances of attracting beautiful hummingbirds to your garden with our tips on flowers, hanging baskets, window baskets, and more.

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Living General Home

Lawn maintenance for your modular home

Don't miss an opportunity to renew your established lawn during autumn months. This is the best time of year to introduce healthy blends of new grass seed to your lawn.

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Living General Home

Dividing perennials plants

Keep your garden looking good by dividing your perennials with our quick how to guide.

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Living General Home

Flower bulb planting guide

Learn what you need to plant your favorite flower bulbs in your garden, as well as when to do it.

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Living General Home

How to transplant shrubs

It may seem the fall gardening season is coming to an end, but you're not finished until you tend to your larger landscape greenery. Most shrubs, trees and evergreens benefit from transplantation now because they receive two seasons of root growth before next summer's heat.

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Living General Home

Backyard playground ideas

Get ideas for backyard playgrounds and considerations for buying versus building.

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Living General Home

How to attract birds to feeder

Bird feeders offer an eye-catching glimpse of nature right in your own yard. Whether you love watching wildlife or you just want to add a decorative element to your yard, a birdfeeder creates a charming interest point. Learn the basics of bird feeding with these ideas and helpful tips.

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Living Mobile Home

Do it yourself mobile home awning

Get quick tips on how to install a new awning, carport, or sunroof to your mobile home from Foremost Insurance.

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Living Mobile Home

Mobile home roof coating guide

Your mobile home roof coating needs to be updated frequently. Look to our guide for materials needed, as well as the steps you should take to coat your roof.

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Living Mobile Home

Mobile home repairs: Drafts and leaks

Mobile home repairs can be costly. We have some quick preventative maintenance tips to prevent drafts and leaks with common sealants.

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Living Mobile Home

Mobile home anchors and tie downs

You must have mobile home anchors to keep your home in place during high winds. Learn about the type of tie-downs, anchors, and basic installation.

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Living Mobile Home

Mobile home roof repair

If you are seeing water stains on your ceiling, you may be in need of a mobile home roof repair. Use our guide to help identify your roof problem.

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Living Mobile Home

Mobile home siding cleaning

Regular maintenance will keep your mobile home siding looking new and last longer. Use our quick tips to keep your siding looking good.

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Living Mobile Home

Metal roof repair

Keeping up on metal roof repairs on your mobile home can save you money. Your guide for DIY metal roof fixes for your mobile home.

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Living Mobile Home

How to install mobile home skirting

Installing mobile home skirting is much easier than you think. Use our DIY for an easy step-by-step guide.

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Living Mobile Home

How to patch mobile home belly board

Learn how to patch your mobile home belly board with our 5 step process from Foremost Insurance.

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Living Mobile Home

Shingle repair for mobile homes

What is the process to repair shingles on your mobile home? On a mobile home, one shingle layer is the limit. Learn fix-it tips here.

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Living Mobile Home

Covering up ceiling stains in your mobile home

Learn some techniques for covering up ceiling stains in your mobile home. Learn tips for small ceiling stains, and steps for painting ceiling tiles.

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Living Mobile Home

Fixing damaged mobile home wall panels

Follow our repair steps for fixing your damaged mobile home wall panels.

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Living Mobile Home

Installing a mobile home fireplace

Follow our safety guidelines for installing a mobile home fireplace. Proper installation and maintenance is absolutely critical.

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Living Mobile Home

Hanging drywall in your mobile home

Use our DIY guide to hanging drywall in your mobile home from Foremost Insurance.

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Living Mobile Home

How to patch a hole in drywall

Follow our DIY for patching holes in your drywall like a professional. Read on to get your materials and tools ready.

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Living Mobile Home

Vinyl floor repair DIY

From a nail polish stain to water damage, there are many ways your vinyl floor can become visibly damaged. Follow our DIY for vinyl floor repair here.

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Living Mobile Home

Replacing a ceiling panel

If you have a damaged ceiling panel, use our DIY guide for replacing your mobile home ceiling panels from Foremost Insurance. Read on to get your materials and tools ready.

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Living General Home

Water heater maintenance

A leaking water heater can do a lot of damage to your home. Make sure you don't end up with any expensive surprises by doing regular water heater maintenance.

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Living General Home

Furnace safety

Regular furnace maintenence can keep your home comfortable and safe. Use this furnace safety tips as a guide.

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Living Mobile Home

Mobile home air conditioner

Follow our simple steps to make your mobile home air conditioner unit run smoother and more efficient.

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Living General Home

How to thaw frozen pipes

Frozen pipes in the winter can be costly and leave you without water. Follow our methods for thawing your frozen pipes here.

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Living Mobile Home

How to install heat tape

It is easy to install heat tape and is a good way to prevent major damage to your mobile home. Follow our steps for installing heat tape.

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Living Mobile Home

Spring mobile home inspection

Here is a simple list of items to inspect on and around your mobile home for the spring and summer months ahead. Inspecting your home regularly will save you from costly repairs later.

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Traveling Home Security

Home security devices

Installing a home security device could help lower your home insurance policy. Learn about the different home security devices out there today.

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Traveling Home Security

Home theft deterrents

Is your home a target for a thief? While there's no foolproof way to stop every break-in, many burglaries are preventable.

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Traveling Home Security

Stop a home burglary while you're gone

A burglar can usually enter your home with a plastic credit card or thin screwdriver. Stop a home burglary while you are gone with a few quick tips.

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Living General Home

Recognize the signs of water damage

Recognize the signs of water damage with our tips on what to look for, and preventative maintenance that can save you money.

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Living General Home

Preventing water damage to your home

Know the signs inside and outside of your home for water damage, as well as preventative maintenance that will save you from big repair bills.

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Living General Home

Make your outdoor steps safe

Make your outdoor steps safe for your family and visitors by checking your steps for the factors listed here.

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Living General Home

What is Additional Living Expense?

Additional Living Expense (ALE) is a coverage that may be included with the policy you purchased to insure your home.

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Living General Home

Personal property inventory

Your insurance company will ask you to provide a personal property inventory list if your possessions are stolen, or destroyed. Be prepared with our suggestions for your list.

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Living General Home

Before a tornado

Be prepared in the event of a tornado by having a plan, a disaster supply kit, and know the signs. Learn more here.

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Living General Home

What to do during a tornado

Activate your tornado plan immediately; you may have only seconds to take cover. Knowing what to do can save your life and the lives of those you love.

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Living General Home

After a tornado

You should follow simple safety rules to follow after a tornado to keep you and your family safe. Learn what your next steps should be.

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Living Mobile Home

Tornado preparation

Protect yourself in the event of a tornado with our tornado preparation for manufactured home owners.

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Living General Home

Prepare an earthquake first aid kit

Prepare an earthquake first aid kit with the items listed as they are essential to survival and recovery.

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Living General Home

Earthquake safety supplies and checklist

What should you do after an earthquake? Be prepared for aftershocks, check for injuries, avoid broken glass, and/or check for fire. Read more.

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Living General Home

Earthquake safety tips

Earthquakes can occur at anytime - with little to no warning. Know what to do to stay safe with our earthquake safety tips from Foremost Insurance.

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Living General Home

Earthquake safety for your home

The most important component in earthquake safety is to create a plan for you and your family prior to the disaster, and to practice it. Be prepared with our key points.

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Living General Home

Emergency water storage

Loss of safe drinking water can be deadly in a natural disaster. Learn how to properly store water in case of an emergency.

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Living General Home

What to do after an earthquake?

Natural disasters are inevitable. The best defense is to plan ahead.

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Living General Home

What to do after a house fire

There are a few things you will want to consider after a house fire. Read on to learn what steps to take.

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Living General Home

Home fire escape plan

A home fire escape plan can save your family's life. Follow our steps to help keep your family safe in the event of a fire.

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Living General Home

Simple fire prevention

Below are some simple fire prevention strategies that you can do to keep your family safe and protect your home from a fire.

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Living General Home

Home fire safety tips

Home fire safety tips for prevention, as well as a fire escape plan to keep your family safe.

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Living General Home

Holiday fire safety

We have put together some important holiday fire safety tips to avoid hazards both inside and outside your home.

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Living General Home

Installing smoke detectors

We recommend at least one smoke detector on every level of your home. Here are some important things to keep in mind when installing smoke detectors.

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Living General Home

Storm safety preparation tips

You can't stop severe weather, but you can prepare for it. Learn storm safety preparation tips for preventing damage to your home.

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Living General Home

Emergency kit list for severe weather

Be prepared before severe weather strikes by putting together an emergency kit that can be grabbed at a moment's notice. We have listed some items that should be included.

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Living General Home

Staying safe during a severe storm

During a storm it is important to act with caution and follow our quick and easy steps to keep you and your loved ones safe.

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Living General Home

During a flood

Flooding can be quick and unexpected, and a few inches of water can cause thousands of dollars in damage to your home.

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Living General Home

After a storm

Follow some simple safety rules after a severe storm to keep you and your family safe. Wait for clearance, learn what to take with you, beware of hazards.

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Living General Home

After a flood

The recovery from a flood can be an expensive and intensive process. Here are some guidelines to start the recovery process.

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Living General Home

Preparing for winter storms and blizzards

Play it safe by preparing for a snow storm or blizzard ahead of time. Get your car and home prepared with our tips.

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Living General Home

During a winter storm safety tips

Learn safety tips to keep in mind during a winter storm to keep you and your family safe.

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Living General Home

After a winter storm

Take safety precautions after a winter storm has passed at home and in your car.

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Living General Home

Hurricane evacuation plan

Having a hurricane evacuation plan in place can save lives and reduce the amount of time it takes to get your family to safety.

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Living General Home

What to do when a hurricane approaches

Learn what to do in a hurricane if it is approaching. Get your home ready, listen to the radio, know your communities evacuation plan.

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Living General Home

Plan for those with special needs

Be prepared ahead of time. Make arrangements with friends, relatives, neighbors or your local emergency management office if you'll need assistance in an evacuation.

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Living General Home

Pet safety during hurricanes

Don't forget your pets in the event of a hurricane. Follow some pet safety tips if disaster should hit.

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Living Mobile Home

Buying a new manufactured home

If you are buying a new manufactured home here are some good tips to help you make this important personal and financial commitment.

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Living Mobile Home

Buying a pre-owned manufactured home

Many features found in new manufactured homes can be found in pre-owned homes, usually at a substantial savings. Although most preowned homes are a good bargain, you can make a better buying decision if you know where to look, what to look for and what to be cautious about.

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Living Mobile Home

Choosing the right location

Buying a manufactured home? There are many options to choose from when deciding what the right location is for you. Communities, private land, and questions to ask.

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Living Mobile Home

Manufactured home buying checklist

Our manufactured home buying checklist identifies some important factors to consider when purchasing your home, and ways to trim your budget.

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Living General Home

Mortgage calculator

Learn what you can afford when you purchase your manufactured home with our mortgage calculator from Foremost Insurance.

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Living Mobile Home

Selling a manufactured home

Selling your manufactured home? Proper planning and preparation for the sale including a sales agent, determining price and marketing should all be considered carefully.

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Living Mobile Home

Buying a manufactured home resources

We have gathered some resources that we thought would be helpful to you when buying a new or pre-owned manufactured home.

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Living Mobile Home

Manufactured home resources

We have gathered a list of manufactured home resources we thought would be helpful to you in buying or selling your home.

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Adventuring Off-Road Vehicle

ATV safety tips

Riding your ATV is fun and an adventure. Stay safe with our ATV Safety Tips for your next ride.

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Adventuring Snowmobile

Snowmobile safety tips

Review our snowmobile safety tips before you ride from Foremost Insurance.

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Driving Auto

Car accident checklist

Use our Car Accident Checklist download to assist you in the event you are in an accident. Take steps before hand to ensure your safety and the safety of others. Download your guide now.

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Driving Auto

Dangers of texting while driving

Texting while driving has taken over as a bad driver behavior. Learn the dangers and facts of texting while driving.

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Driving Auto

Distracted driving

Looking around at things outside your car is number one for distracted driving. Learn some tips from Foremost Insurance to keep you focused and safe while you are driving.

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Driving Auto

Flood driving safety tips

Flooding can happen quickly and without much notice. For this reason, you should always be prepared and remember flood driving safety tips.

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Driving Auto

Car theft prevention tips

Use our car theft prevention tips to minimize your chance of becoming a victim.

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Driving Motorcycle

Get your motorcycle out of storage

Follow helpful motorcycle safety tips from Foremost Insurance to make your first motorcycle ride worry free after storing it all winter.

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Driving Motorcycle

Motorcycle riding: Avoiding hazards on the road

Be smartly prepared to know how to avoid hazards while you are on a motorcycle ride with our safety tips. Additionally, learn about motorcycle insurance with Foremost.

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Driving Motorcycle

Motorcycle safety course

Learn the pros to taking a motorcycle safety course and get information about our motorcycle insurance with Foremost Insurance.

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Driving Motorcycle

Motorcycle safety gear

Learn what kind of motorcycle safety gear to wear on your next ride with our guide.

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Driving Motorcycle

Prevent motorcycle theft

Follow our 5 methods to prevent motorcycle theft from happening to you. Take a look at Foremost Insurance for your motorcycle insurance needs.

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Driving Motorcycle

Scooter safety tips

Share the road and get to your destination with our scooter safety tips.

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Driving Motorcycle

Motorcycle safety: Winter storage tips

If you live in a climate where the temperature starts dropping in October, you'll most likely be thinking about putting your motorcycle away for the winter.

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Adventuring Boat

Boating safety: Life jackets

Foremost Insurance boating safety tips will offer helpful insight you need to consider the next time you head out on the water.

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Adventuring Boat

Boat safety: Float plan

In case of emergency, it is a good idea to have a float plan prepared in advance. Print off our float plan now.

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Adventuring Boat

Boat safety: On the water

Operating a boat can be fun and exciting, but it has risks. Here are a few suggestions that will help keep you safe while you're out enjoying your boat or personal watercraft.

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Adventuring Boat

Boat safety: Hypothermia

Learn what to do in the event that you find yourself in the water during cold weather while boating. Identify the states of hypothermia, and know what to do to survive.

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Adventuring Boat

Winterizing a boat

Save yourself money in the spring by taking an hour or so to winterize your boat. Use our listed steps to winterize a boat.

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Driving RV

RV safety tips on the road

Take the time for some pre-trip inspections and preparation and your next RV trip will be trouble-free. Follow our RV safety tips below on your next trip.

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Driving RV

RV awning care

The key to avoiding damage to your awning is being prepared. Knowing how to handle your awning can save it — and you — from loss in case of a "rainy day."

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Driving RV

RV insurance: Personal belongings list

Take time to prepare an inventory list of what personal belongings you keep in your RV in case of an emergency.

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Driving RV

RV tire care

It's important to keep in mind that the life of an RV tire cannot be measured by miles alone, nor can you always rely on tires that "look good."

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Driving RV

RV insurance: Windshield repairs

Learn the benefits of repairing vs. replacing your RV windshield from Foremost Insurance.

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Driving RV

RV insurance: Winter storage steps

As you get ready to park your RV for the winter after an enjoyable season on the road keep in mind these important storage steps.

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Driving RV

RV insurance: Temporary repairs

No one wants a minor RV breakdown to stop them cold in their tracks. It's frustrating to hear the vacation time clock tick away because a "little" damage creates a long delay. But it doesn't have to happen.

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Driving RV

Traveling safely in your RV

Traveling safely is important to everyone who takes to the road in a motor home or travel trailer. Make sure your RV is well maintained and ready to go when you are.

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