Rideshare. It's a wildly popular and relatively new industry that's changing the way we think about transportation. Millions of people have become rideshare drivers, and even more have used their incredibly convenient services¹.
Here's one way to illustrate its astronomical impact: If you add up all the Uber® trips taken in the past five years, the total distance covered is enough for a round trip to Saturn². Add this with the miles covered by Lyft™⚹ and other companies, and it's easy to see that the rideshare industry is really going places (to say the least!)
The rideshare industry provides flexible work options that are appealing to many. If you have the right vehicle, a driver's license, a relatively clean driving record, a smartphone and customer service skills, you have the potential to be a driver. Of course, no matter how long you've worked in ridesharing, there's always more you can learn about being an efficient, safe and successful driver. That's why I've put together a list of five tips every rideshare driver should know:
A recent survey of nearly 1,000 rideshare drivers found that more than 90 percent don't have a rideshare-friendly insurance policy³. Many drivers may think they're already covered by their personal auto policy, but most are not. Generally, a personal auto policy isn't designed to provide you with coverage when you are working as a rideshare driver.
In the eyes of insurance companies, commercial drivers pose different risks. That's why you may need special coverage beyond your personal auto policy.
You may think, "Doesn't the rideshare company's insurance policy cover me when I'm working?" Well, if the rideshare company's policy does provide coverage, you may not have coverage for the time between logging into the company's app and getting matched with a rider. This means you could end up having to pay for damages out of your own pocket in the event of a claim.
Foremost Auto Rideshare coverage makes it easy for drivers to have seamless coverage⚹⚹. Talk to your Foremost Independent Agent or broker to learn more.
To avoid a coverage gap, talk with an insurance agent who has experience insuring rideshare drivers. They can help you find a policy that meets your state's coverage requirements and that helps protect you every time you're on the road.
Overall, always make safety your number one priority. Be patient and learn through experience. Reflect on what works for you and what doesn't. Soon you'll find your rhythm and excel in your role as a rideshare driver!
⚹ Lyft and the Lyft logo are trademarks of Lyft, Inc.
⚹⚹ Not all products, coverages or discounts available in all areas.
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