Neighborhood Electric Vehicle

Don't let your adventure be cut short because you didn't get the right coverage for your ride.

Talk with a local agent about NEV Insurance

Did you ever wonder what the right insurance is for your neighborhood electronic vehicle? Don't let your adventure be cut short because you didn't get the right coverage for your ride.

Neighborhood electronic vehicles (NEV) are a great way to get around, and it seems that new models are introduced each week. Foremost has a specialized electric vehicle insurance program to give you the important coverages you may not be able to find elsewhere. Visit an agent to help you choose the right Foremost policy for the right ride.

Foremost offers electric vehicle insurance coverage for your neighborhood electronic vehicle in Arizona, Texas, California, Oklahoma and South Carolina only.

We've got you covered:

Annual Policies.

A happy couple riding in a NEV.

If there's a beautiful sunny day, you don't want to miss it. No calls, no hassle with our annual policy your golf cart is insured even in the "off-season."

Optional Equipment Coverage.

We include $500 if in the ORV program, $3,500 if in the motorcycle program for optional equipment coverage, depending on your policy. This covers any "extras" added to your NEV, including towable trailers, solar panels and aftermarket accessories.

Medical Payments Coverage.

Hopefully never needed, but always important, this coverage pays for the necessary medical care you receive as a result of a NEV accident.

Liability Coverage.

This broad coverage is meant for accidents involving your NEV, (The coverage is for third-party injuries and property damage).

Increased Limits.

You can choose to add additional limits on your liability insurance.

Collision Coverage.

Regardless of who is at fault, this covers your NEV in the event of damage caused by collision with other vehicles and trees or utility poles.

Other than Collision Coverage.

Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.

Why an agent

"Insurance? I knew absolutely nothing about it, at all. I started looking around and found that there are a lot of companies out there and a lot of information to sort through. So much in fact that I became overwhelmed and didn't know which way was up. Unfortunately, I didn't have a trained advisor guiding me and helping me select the right coverages and ended up paying too much for limited coverage. After my first accident, I found an insurance agent that took me step-by-step through what I needed. What a refreshing experience!"

We want you to take advantage of the knowledge!

Take advantage of our thousands of highly trained and exceptional agents across the country ready to help you choose the best Foremost insurance policy for you. With all the confusing ways to buy insurance out there today, why not stick with a trained professional who knows the ropes. An agent will focus on saving you time, money and hassle on purchasing and maintaining your insurance. They will help you choose the best policy for your lifestyle. Period.

Take advantage of the knowledge at hand and locate an agent to help you choose the right insurance today, so you can relax tomorrow.

Why get an Agent?

Get Informed

Get Informed.

There is so much more to know than what is on this site. An insurance agent is educated and knowledgeable on insurance products and policies. They can answer the questions you didn't even know you had.

Get a lower cost

Get a Lower Cost.

Contrary to popular belief, working with an agent can actually save you money. Agents are professionally trained to help you choose the right policy for you. This saves you from paying for the extras that you don't want.

Get Extra Time

Get Extra Time.

Don't spend time shuffling through papers, trying to figure out if you have the right insurance. Get an agent to take care of the paperwork, so you can take care of having fun with the products you are insuring.

Get Personal Care

Get Personal Care.

Your agent can provide personal care and follow-through that you wouldn't receive on-line. They will welcome you, educate you, book your policy, take your claim information and thoroughly follow-up.

Talk with a local agent about Neighborhood Electric Vehicle Insurance


Program Info: Foremost insures NEVs as part of the Off-Road Vehicle Program.

Availability: Foremost Neighborhood Electric Vehicle Insurance is only available in the United States in Arizona, Texas, California, Oklahoma and South Carolina. Please note that coverages and coverage amounts vary by state and all coverages may not be available in all areas.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.

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