Choose a package or create a customized policy that fits your second home or vacation property.
We insure most direct, abrupt and accidental physical losses to your seasonal home that aren’t specifically excluded in your policy.
Helps cover the cost to repair or replace your damaged seasonal home, with a deduction for depreciation, which reflects the age and condition of your property.
If your second home is destroyed by an insured total loss, you would receive the full amount agreed upon for your home (minus any applicable deductible). You wouldn't need to guess how much coverage you have.
We provide coverage for perils such as fire, explosion, lightening, wind and hail, specifically named in your policy (subject to exclusions).
This provides coverage if you’re found legally responsible for an accident that causes property damage to another’s property or injury to someone who doesn’t live in your vacation home.
If you purchase this optional coverage, in the event of a covered loss, it will provide a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.
Here are just a few of the ways your can save money by choosing Foremost:
Insure more than one dwelling with us.
Newer seasonal homes qualify for an increased discount.
If you’ve made no claims, you’ll get a discount.
Have questions about your seasonal home insurance?