Work with J.C. Taylor

J.C. Taylor processes Foremost collectible auto business. With the experience from both Foremost Insurance and J.C. Taylor, we're able to provide you with a top-notch collectible auto program and exceptional service. Your collectible car isn't standard and your insurance policy shouldn't be either. Lucky for you, we offer a policy for your ride, so you can go out and enjoy your classic knowing you've selected a policy created with collectible auto enthusiasts like you in mind!

This program includes insurance for: classics, antiques, woodies, muscle cars, foreign and American sports cars.

Visit J.C. Taylor for Collectible Auto Insurance

Collectible Auto Policy Highlights

See what you could get with a Foremost collectible auto policy.

Agreed Value

This provides for settlement at a previously agreed upon amount in the event of physical damage or a total loss. The "agreed value" on your policy should represent your vehicle's current market value. In the event of a covered total loss, you will receive the full agreed amount less any applicable deductible. The "agreed value" is the amount you agree to when the policy is issued, inclusive of any applicable taxes and fees, so there’s less hassle if there is a total loss.

Towing and Roadside Assistance

If your car needs towing or assistance on the road, we can cover the cost for each disablement on a covered vehicle subject to a maximum limit per policy.

Annual Policy

If there's a beautiful sunny day, you don't want to miss it. No calls, no hassle – with our annual policy your classic car is insured, even in the "off-season".

No Attendance Requirement at Shows

Unlike some other collector auto insurance companies, we don't have an attendance requirement! This means you can bring your car to a show and not have to worry about a loss while you're walking around and enjoying other displays. We don't require you to be in attendance for loss settlement.

FAQ Collectible Auto Insurance

Have questions about collectible auto insurance? We have answers!

An antique auto is a vehicle that is 25 years old or older. A classic car is a vehicle 19 to 24 years old. Both antique and classic vehicles must be in the original (or original restored) condition. An antique Model T or a classic Mustang convertible might come to mind when you think of cars that fit into this program, but the antique and classic auto program doesn't only include the obvious. This program is also great for light trucks, motorcycles, farm tractors, military vehicles, foreign and American sport cars, muscle cars, convertibles, station wagons, woodies, Corvettes and other unique original autos.

A modified automobile is simply a vehicle modified from its original condition. Whether it's chopped, channeled, lowered, chromed, Frenched or flamed or it's powered by a flathead, hemi, mouse motor, side oiler, Caddy or an Olds rocket, the Modified Auto program may be a great fit.

This program includes insurance for these types of vehicles:

Custom/modified - A vehicle manufactured after 1948, which is at least 20 years old and has been altered from its original condition.

Exotic - A motor vehicle that is considered to be increasing in value rather than depreciating because of its specific make, model year of manufacture and exceptional physical condition.

Kit car - A representation motor vehicle at least 24 years old consisting of separately manufactured components that are assembled by the purchaser.

Replicar - A commercially assembled reproduction of any motor vehicle at least 25 years old.

Hot rod/street rod - A vehicle manufactured prior to 1949 whose body, chassis, engine suspension or interior has been modified.

And that's not it! Contact J.C. Taylor to see what other makes and models we may be able to insure for you.

Insuring your collectible with a typical auto insurance policy may not provide the type of coverage you're looking for. A personal auto policy will not always cover an agreed value. A Foremost collectible auto policy provides settlement, for a covered total loss at the agreed value of your car; the agreed value on your policy should represent your vehicle's current market value, inclusive of applicable taxes and fees. In the event of a total loss, you will receive the full agreed amount less any applicable deductible.
Your beauty may not be covered for overseas travel with a typical auto policy. With a Foremost collectible auto insurance policy, special arrangements can be made to provide coverage for the vehicle on an overseas tour.
With a regular auto policy, you may not be able to replace the parts with exact matches per your policy and deductibles. A Foremost collectible auto insurance policy may cover your car's unique parts.