Do you drive your fifth-wheel to the grocery store and back? Probably not. Then why would you insure your rig with a policy meant for an everyday automobile? Choose an RV Insurance policy from Foremost Insurance specialized for your fifth-wheel.
Our policies provide important coverages that are not available in a conventional auto policy or the stripped down RV insurance policies offered by other companies. Lucky for you, an agent can help you choose the right Foremost policy for your rig, so you can go out and enjoy the open road while someone else takes care of the paperwork!
Our Camper Insurance for your fifth-wheel has you covered:
Comprehensive Coverage.
This is included with our fifth-wheel policies and is not automatically included in your typical auto policy. This provides protection from just about any direct, sudden, and accidental loss, including; collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. We also include Coverage for Attached Accessories, including awnings, satellite dishes, TV antennas and more.
Some coverages are optional and subject to company approval or may not be available in all states.
Total Loss Replacement Coverage.
This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value of your fifth-wheel at the time it's destroyed. The Foremost fifth-wheel insurance coverage protects from the effects of depreciation. If your new-model fifth-wheel is destroyed within its first five model years, and you're the original owner, we'll pay to replace it with a brand new one of similar kind and quality. In years six through ten, we'll give you up to what you originally paid for it toward the purchase of another fifth-wheel.
Emergency Expenses Coverage.
Pays for lodging or travel home if your camper is damaged or destroyed by a covered loss more than 50 miles from home.
Replacement Cost Coverage.
More than a typical auto or homeowners policy, this covers your personal belongings that are destroyed or stolen.
Towing and Roadside Assistance from TraveLine®
Eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire charges, fuel delivery, and locksmith service are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your fifth-wheel and your tow vehicle are covered, regardless of who is driving!
Campsite/Vacation Liability Coverage.
Provides liability coverage when you are parked and using your fifth-wheel as a residence, typically seasonally or weeks at a time.
Full-Timer Coverage.
This is a coverage very similar to a homeowners policy. This option also covers you when you are parked and using your fifth-wheel as a residence, typically for extended periods of time.
Special Program for Stationary Fifth-Wheels
Gives you extensive comprehensive and contents coverage if you use your fifth-wheel as a seasonal or permanent residence. This includes liability coverage that covers liability, medical payments to others, and property damage claims caused by an accident for which you are held liable. This RV insurance program provides you with additional protection since your auto or homeowners policies may not extend coverage to you.
Do we insure you?
A Foremost policy covers an extensive range of fifth-wheels; older, newer, and different makes and models. Visit an agent to help you choose the right Foremost policy for your camper.
You Choose!
Foremost offers flexible payment plans, including pay online, by mail or electronic funds transfer. Keep in mind that higher deductibles can help lower the cost of your premium.
Trusting your rig to an auto policy or your personal belongings on the road to a homeowners may bring you an unpleasant surprise at claim time. That's why we are here to tell you that a Foremost SPECIALIZED fifth-wheel RV insurance policy, beyond your auto or home policies can cover you so the journey can continue.
| Added to your Homeowners/Auto Policy | Specialized Motor Home Insurance Policy | |
|---|---|---|
| What if there is a theft in my fifth-wheel, such as jewelry, DVD player, or clothing? | Typically they may not cover these personal belongings. Homeowners policies usually place strict limits on off-premises coverage and require a sizable deductible to be paid first. | Foremost provides optional comprehensive coverage for personal belongings and in most cases doesn't require a deductible. This way you can take your valuables with you on the road and be covered. |
| What if someone gets hurt on my campsite that I have rented for the summer? | You may be paying their medical bills! This can get extremely pricy. | With a specialized policy, your insurance company would pay these medical bills, leaving you debt free to enjoy and relax. |
| What if fifth-wheel breaks down and I am stranded? | A typical auto policy may not pay for housing or extra travel expenses, while you are waiting, or to get you home. | A Foremost policy offers outstanding emergency expense coverage. We will pay for temporary housing, travel expenses to get you home. We will even pay to transport your damaged fifth-wheel to your home, a repair center, or a storage facility. |
| What if my awning and satellite dish blows off during a storm? | You would wave goodbye to it as it blows away. An auto policy may not cover this sort of loss. | This coverage is included in every Foremost fifth-wheel insurance policy. Your awning and satellite dish would be back in no time. |
Foremost provides optional comprehensive coverage for personal belongings and in most cases doesn't require a deductible. This way you can take your valuables with you on the road and be covered.Why an agent
"Insurance? I knew absolutely nothing about it, at all. I started looking around and found that there are a lot of companies out there and a lot of information to sort through. So much in fact that I became overwhelmed and didn't know which way was up. Unfortunately, I didn't have a trained advisor guiding me and helping me select the right coverages and ended up paying too much for limited coverage. After my first accident, I found an insurance agent that took me step-by-step through what I needed. What a refreshing experience!"
We want you to take advantage of the knowledge!
Take advantage of our thousands of highly trained and exceptional agents across the country ready to help you choose the best Foremost insurance policy for you. With all the confusing ways to buy insurance out there today, why not stick with a trained professional who knows the ropes. An agent will focus on saving you time, money and hassle on purchasing and maintaining your insurance. They will help you choose the best policy for your lifestyle. Period.
Take advantage of the knowledge at hand and locate an agent to help you choose the right insurance today, so you can relax tomorrow.
Why get an Agent?
Get Informed.
There is so much more to know than what is on this site. An insurance agent is educated and knowledgeable on insurance products and policies. They can answer the questions you didn't even know you had.
Get a Lower Cost.
Contrary to popular belief, working with an agent can actually save you money. Agents are professionally trained to help you choose the right policy for you. This saves you from paying for the extras that you don't want.
Get Extra Time.
Don't spend time shuffling through papers, trying to figure out if you have the right insurance. Get an agent to take care of the paperwork, so you can take care of having fun with the products you are insuring.
Get Personal Care.
Your agent can provide personal care and follow-through that you wouldn't receive on-line. They will welcome you, educate you, book your policy, take your claim information and thoroughly follow-up.
Talk with a local agent about Fifth-Wheel Insurance
Availability: Foremost Fifth-Wheel insurance is available in all states except Hawaii and Washington D.C. and only available in the United States. Please note that coverages and coverage amounts vary by state and all coverages may not be available in all areas.
About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.
