Snowmobile Insurance Coverage

See what can be covered under a Foremost Insurance snowmobile policy.

Annual Policies

Our annual policies offer coverage for your snowmobile all year long, including in the off-season.

Liability Coverage

If you are legally liable for damages resulting from a snowmobile accident, Liability coverage can help pay for the other person's damages.

Collision Coverage

If you crash your snowmobile, Collision coverage can help you pay for your repairs, even if you're at fault.

Medical Payments Coverage

If you're injured in a snowmobile accident, this coverage can help with medical bills.

Increased Limits

You can choose how much Liability coverage you want for your snowmobile.

Additional Coverages

For an additional fee, you can purchase Transport Trailer coverage, Optional Equipment coverage and more.

Snowmobile Insurance Discounts

Here are a few Snowmobile Insurance discounts you can get with Foremost:


If you ensure another off-road vehicle with us (in addition to your snowmobile), you could qualify for a discount (for both vehicles).

Prior Insurance

If the first named insured had off-road vehicle insurance for at least the past six months, this discount could apply. Ask your agent for more details.

Paid in Full

If you pay your snowmobile policy in full at the time of purchase, you could receive a discount.

Snowmobile Insurance FAQ

Have questions about snowmobile insurance? We have answers!

Some states and cities require snowmobile insurance, while others don't. It's important to know that you can be held liable for injuries or damages resulting from an accident. To help protect your assets, it is a good idea to get insurance for your snowmobile regardless of where you live.
The cost of your snowmobile insurance policy can vary based on multiple factors. To get a more direct answer, you can speak to an independent agent or reach out to us for a quote.

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