Why should you choose a golf insurance policy? Do you drive your golf cart into your laundry room, pack up all the clean clothes and drive it back to your bedroom to fold? We didn't think so. Then why insure it with a policy meant for your home?
Don't let your fun get cut short because you didn't get the right coverage for your convenient ride. Your homeowners or auto policy probably won't adequately cover your golf cart. Lucky for you, an agent can help you choose the right Foremost policy for your golf cart, so you can go out and relax while someone else takes care of the paperwork!
Our Golf Cart Insurance has you covered:
Annual Policies.
If there's a beautiful sunny day, you don't want to miss it. No calls, no hassle with our annual policy your golf cart is insured even in the "off-season."
Medical Payments Coverage.
Hopefully never needed, but always important, this coverage pays for the necessary medical care you receive as a result of a golf cart accident.
Liability Coverage.
This broad coverage is meant for accidents involving your golf cart (the coverage is for third-party injuries and property damage).
Increased Limits.
You can choose the limits that you want on your liability.
Collision Coverage.
Regardless of who is at fault, this covers your golf cart in the event of damage caused by collision with other vehicles and trees or utility poles.
Other than Collision Coverage.
Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
Do we insure you?
Golf carts are a great way to get around, and it seems that new models are introduced each week. Foremost has a specialized program to cover these vehicles and give you the important coverages you may not be able to find elsewhere. Visit an agent to help you choose the right Foremost policy for your golf cart.
You Choose!
Foremost offers flexible payment plans, including pay online, by mail or electronic funds transfer. Keep in mind that higher deductibles can help lower the cost of your premium.
Trusting your golf cart to a homeowners policy may bring you an unpleasant surprise at claim time. That's why we are here to tell you that Foremost SPECIALIZED Golf Cart policy, beyond your homeowners policy can cover you so the fun can continue.
| No insurance/Added to your Homeowners Policy | Specialized Golf Cart policy | |
|---|---|---|
| What if I am in an accident on my golf cart and incur medical costs for myself? | With a typical homeowners policy, your medical costs would not be covered. You would pay for all medical bills out of your own pocket. | A Foremost policy includes medical payments coverage, which will typically pay your medical costs, up front. |
| What if I'm driving down the road and my golf cart slides off my trailer? | Wave it goodbye as it slides down the road. Your typical homeowners policy may not cover this loss. | Say hello to a comparable replacement. With a specialized golf cart policy, your ride may be replaced or repaired. |
| What if my golf cart is stolen? | This may not be covered by a typical homeowners policy. You could be replacing your golf cart yourself | A specialized golf cart policy would typically cover a full replacement. |
| What if I injure someone with my golf cart? | A typical homeowners policy may not cover any medical costs; you could be financially responsible for the costs! | A specialized golf cart policy typically would cover most of the costs incurred, saving you money. |
A Foremost policy includes medical payments coverage, which will typically pay your medical costs, up front.Why an agent
"Insurance? I knew absolutely nothing about it, at all. I started looking around and found that there are a lot of companies out there and a lot of information to sort through. So much in fact that I became overwhelmed and didn't know which way was up. Unfortunately, I didn't have a trained advisor guiding me and helping me select the right coverages and ended up paying too much for limited coverage. After my first accident, I found an insurance agent that took me step-by-step through what I needed. What a refreshing experience!"
We want you to take advantage of the knowledge!
Take advantage of our thousands of highly trained and exceptional agents across the country ready to help you choose the best Foremost insurance policy for you. With all the confusing ways to buy insurance out there today, why not stick with a trained professional who knows the ropes. An agent will focus on saving you time, money and hassle on purchasing and maintaining your insurance. They will help you choose the best policy for your lifestyle. Period.
Take advantage of the knowledge at hand and locate an agent to help you choose the right insurance today, so you can relax tomorrow.
Why get an Agent?
Get Informed.
There is so much more to know than what is on this site. An insurance agent is educated and knowledgeable on insurance products and policies. They can answer the questions you didn't even know you had.
Get a Lower Cost.
Contrary to popular belief, working with an agent can actually save you money. Agents are professionally trained to help you choose the right policy for you. This saves you from paying for the extras that you don't want.
Get Extra Time.
Don't spend time shuffling through papers, trying to figure out if you have the right insurance. Get an agent to take care of the paperwork, so you can take care of having fun with the products you are insuring.
Get Personal Care.
Your agent can provide personal care and follow-through that you wouldn't receive on-line. They will welcome you, educate you, book your policy, take your claim information and thoroughly follow-up.
Talk with a local agent about Golf Cart Insurance
Program Info: Foremost insures golf carts as part of the Off-Road Vehicle Program.
Availability: Foremost Golf Cart Insurance is available in all states except Hawaii, North Carolina and Washington D.C. and is only available in the United States. Please note that coverages and coverage amounts vary by state and all coverage may not be available in all areas.
About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.
