Commercial Auto Insurance Coverage

We offer competitive rates and a wide range of discounts for a variety of commercial vehicles.

Talk to an insurance producer about Commercial Auto.

Our Commercial Auto program is offered by Bristol West®. The program is a great option if you are a small business owner (sole proprietors, corporations and partnerships included) with nine or fewer vehicles looking for competitive rates and a wide range of discounts. And the Commercial Auto program offers many of the same "eEverything" ease-of-use features as the Personal Auto program!

Program Highlights

Over 1,500 Business Classes

Our program accepts a wide range of business classes including: Contractors, Landscapers, Retail and Services, Food Services, and Wholesale Trade. We also offer a Non-Business class, if you own a personal vehicle that is not acceptable on a Personal Auto policy.

Vehicles up to 33,000 lbs

We offer rates for a wide variety of commercial vehicles, including the most common – pickup trucks, cargo/delivery vans and straight/box trucks. We also accept private passenger type vehicles.

USDOT number operating history

We use operating history collected by the Federal Motor Carrier Safety Administration (FMCSA) in determining the most accurate rates for Commercial Auto customers with a USDOT number.

Policy Features

Bodily injury/property damage

This covers your legal liability for a covered accident that involves injury to another person or damage to someone's property, up to the limit of liability you select.

Medical payments

Hopefully you never need it, but this coverage pays for certain medical and funeral expenses for all occupants in a covered vehicle involved in an accident.

Uninsured/underinsured motorists

This coverage protects you financially if one of your covered vehicles is in an accident with another party who's at fault and either has no insurance or insufficient insurance for the level of damage.

Optional coverages

We offer additional coverage options in most risk classes, including:

  • Comprehensive/Fire & Theft/Collision
  • Hired Auto
  • Employer's Non-Ownership
  • Rental Vehicle Reimbursement
  • Towing and Labor Reimbursement

eEverything Features

Mobile app

With our mobile app, you can review your bill, make payments, access your ID cards, view policy information and find your insurance representative's contact information – all from your mobile device. You can download the app from the Apple App Store® or Google PlayTM.


This real-time, "click to sign" signature process for policy documents is a convenient, mobile-friendly feature, and it's standard for all new Bristol West Commercial Auto policies, unless you prefer to sign paper documents – that's also an option. This saves you valuable time and effort and automatic reminders prompt you to complete the process.

Text alerts

When you elect to receive text alert reminders, links to our mobile website and IVR are included within the text message so you can easily pay your bill.


  • Package (with verified General Liability or BOP from another carrier)
  • Paid-in-Full
  • Commercial Driver's License
  • Business Experience
  • Prior Insurance

Talk to an insurance producer about Commercial Auto.

Availability: Please note that policies, coverages and coverage amounts vary by state and all coverages may not be available in all areas. Please locate a producer to learn more.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this website. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.

Foremost Learning Center