We know you have plenty of options when it comes to buying insurance. Take a little time to find out why so many people have chosen Foremost.
Foremost®, part of Farmers Insurance®, has been a leader in the insurance industry since 1952. We deliver excellent coverage for autos, homes and much more.
We're deeply committed to customers and uniquely positioned to offer you above-and-beyond support. With our flexible payment plans, numerous discounts and specialized 24/7 claim service, we're here to help make insurance easier for you.
What We Offer You
Financial Strength
Foremost has a financial strength rating of A (Excellent) from A.M. Best, standing for an excellent ability to meet our ongoing insurance obligations. We're also highly rated by the Better Business Bureau® and Trusted Choice®.
Customer Service
The Foremost Claims Department is a dedicated team of insurance professionals who are there when you need them 24 hours a day, seven days a week. Our claims adjusters and Catastrophe Response Team members go through extensive training and get hands-on practice in our Claims Learning Labs and virtual reality set ups.
Ease of Doing Business
Eight out of ten consumers who've called our service center in 2025 for an insurance quote are likely to recommend Foremost to a friend or colleague (NPS Score, 2025). We also make insurance easier with our highly rated app, which has a 4.5/5 Google Play™ rating and can help you service your policy or connect with your agent.
Coverage for the Whole Household
Foremost offers policies for cars and homes, along with customizable coverage options for mobile homes, rental properties, travel trailers, recreational vehicles, motorcycles, boats, personal watercrafts - and much more!
Exceptional Agents
The insurance agents who work with Foremost are at the heart of what we do. Your agent can help as you choose the best policy for your situation and get the discounts you qualify for. Search for an insurance agent representing Foremost near you.
Farmers Insurance Group® was founded in Los Angeles, California in 1928. Farmers is the trade name of Farmers Group, Inc., which is a wholly owned entity of the Zurich Financial Services Group. Foremost became a member of the Farmers Insurance Group of Companies® in the year 2000.
Bristol West® became a member of the Farmers Insurance Group in 2007. Since 1973, Bristol West has provided quality automobile insurance coverage to their customers.
AARP chose Foremost to develop special insurance programs for their members who own mobile homes and/or motorcycles. Learn more about the coverage and excellent value of our AARP Foremost programs.
J.C. Taylor has been involved with the antique and classic automobile industry since the 1950s. Since 2005, JC Taylor processes and handles underwriting for our antique and modified auto customers; Foremost handles certain operations and claims functions.
Here are just a few key facts to know about us:
- Foremost Insurance Company was founded on June 12, 1952.
- Foremost Insurance Group is represented by more than 38,000 agents across the country.
- We are licensed to operate in all 50 states and Washington D.C.
- We are a member of the Farmers Insurance Group of Companies®
- The first mobile home insurance policy was created by Foremost.
- We commissioned a study in the early 1960s that resulted in many states enacting mandatory mobile home tie down laws.
- We worked with Department of Housing and Urban Development to establish the original mobile home building codes.
- We introduced the first insurance policy created specifically for a travel trailer.
- Foremost is endorsed by AARP to provide mobile home and motorcycle insurance to their members.
- We regularly conduct the industry's most complete market research report on Manufactured Homes and the people who live in them.
- Foremost's financial strength: Rated A (Excellent) by A.M. Best.
Since our humble beginnings in a small office, we've focused on providing our customers A Better Insurance Experience.® Scroll through to learn more about the history of Foremost.
1952
Edward J. Frey, Richard E. Riebel, Edward L. Stoddard and a few investors founded Foremost Insurance Company. Their motivation? To provide insurance to the thousands of American families who lived in mobile homes.
1961
Introduced Travel Sure, the first travel trailer insurance policy, tailored to meet the needs of a large new group of American travel trailer enthusiasts. The company’s move toward diversification had begun.
1962
Foremost was the first insurance company in the U.S. to commission a study to determine the effects of strong winds on mobile homes. We then worked with state legislators to create mandatory tie-down laws.
1967
Our specialization and expertise in the markets we served allowed us to go after additional new business as we introduced coverages specifically designed for motor homes and the people who used them.
1970
Boats, motorcycles, mini-bikes, snowmobiles and all-terrain vehicles — if people could drive it, Foremost could write it. Within a few years of launch, insurance for the recreational vehicle market was booming.
1970
Hurricane Celia hit the Gulf coast. Foremost claims adjusters created a temporary office in Texas to serve customers. Now, Mobile Claims Centers bring claim services to disaster situations within hours.
1980
Our brand-new automated processing system helped us process nearly 11,000 transactions a day. Today our agents use all kinds of digital tools to service our valued customers, including a customer portal and app.
1981
Introduced a group of products to meet the needs of mobile home owners over the age of 50 on a fixed income. This included features such as reduced rates, guaranteed renewability and multi-year policies.
1989
AARP® took notice of our specialized work for home owners over 50 and officially endorsed Foremost to offer mobile home insurance to AARP members. This program became available in all states except Hawaii over the next few years.
1995
Created the Foremost Mobile Fix-It Guide to provide mobile home owners with easy-to-follow instructions for DIY repairs. We later automated access to this information by building a Mobile Home Fix-It Guide website.
1996
Our customer-facing website Foremost.com went live. Today, customers use Foremost.com to get a quote, find an agent, view their policy documents, file a claim, pay their bill, read tips in our learning center and much more.
2000
Foremost was acquired by the Farmers Insurance Group®. This affiliation created tremendous growth opportunities for us to further enhance our products and more effectively meet customer needs.
2004
AARP officially endorsed Foremost to offer motorcycle insurance to AARP members, a program fueled not only by our willingness to innovate, but also by our commitment to superior claim service.
2007
Farmers acquired Bristol West®, enabling Foremost to launch an automobile product in the market. Bristol West has provided quality automobile insurance coverage to their customers since 1973.
2017
Foremost launched new owner-occupied and landlord/vacant condo programs. And as with all our insurance programs, customers have the flexibility to tailor their policy and create the level of coverage they want.
2019
As Foremost continued to grow with the market and create insurance solutions for all kinds of properties and customers, we introduced Foremost Choice® home – a program for standard homeowners.
2019
Bristol West launched a commercial auto product geared toward small business owners with nine or fewer vehicles. The program was introduced in Florida and continues to become available in additional states.
2021
The Farmers Insurance Group® acquired MetLife Auto & Home® business from MetLife®, creating exciting opportunities for customers and independent agents. Also, the Foremost logo was updated to reflect a fresh design.
Foremost Learning Center Expert tips and fun facts for the prepared and protected.
About Foremost Insurance
Legal
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Not all products, coverages and discounts are available in all areas and may vary. Restrictions, exclusions, limits, and conditions apply. The information provided on or through this website does not alter the coverages in any policy you purchase. Please read the policy documents to check the coverages that you've selected.
Flood insurance policies offered by Foremost are underwritten by the National Flood Insurance Program (NFIP), a component of the Federal Emergency Management Agency (FEMA). Contact a Foremost representative for details.
Oregon Customers: Foremost does not offer discounts related to wildfire risk mitigation.
For the programs listed below, advertisement produced on behalf of the following specific insurers and seeking to obtain business for insurance underwritten by the following entities, which are a part of the Farmers Insurance Group of Companies®:
Each insurer has sole financial responsibility for its own insurance. List of all insurers and states where licensed can be found at foremost.com/companies.