How Does Bundling Insurance Policies Work?

A business person uses his hands to cover a graphic of a home, family and car.

When it comes to unlocking savings on your insurance premiums, bundling could be your best friend. In this article, we take a look at what bundling actually is, how it works and how you can take advantage of bundling to help ensure you're getting the best deal possible on your insurance.

What is Bundling?

Bundling is when you buy and combine multiple policies from the same insurance company or organization into one cohesive policy.

It often comes with a discount known as a multi-policy discount. In addition to the discount incentives, bundling often helps simplify your billing and claims processes. With multiple policies under one carrier, you can often avoid making multiple payments to separate entities and instead make one combined payment for all your policies.

Similarly, with one agent or carrier handling your policies you can easily make changes to personal information across all policies, and you don't have to relearn the claims process for each.

How Does Bundling Work?

There's nothing complicated about how bundling helps you save. Your insurer wants more of your business, so they offer discounted rates for customers who have multiple policies with them. Easy as that!

As a specialty insurer with decades of experience, Foremost is proud to offer coverage options to fit a variety of lifestyles, including Home and Auto policy bundling.

How to Save by Bundling

Savings opportunities abound! Knowing where to find them and when they're advantageous for you and your lifestyle is a different beast.

Which is why we recommend working with an independent insurance agent to help you identify multi-policy discounts available for you.

If you're exploring your coverage options, consider finding a Foremost^® agent near you for personalized assistance or call us at 888-244-8092. Contact your insurance agent for loss settlement questions or other questions specific to your policy.