Personal Auto Insurance
Looking for an auto insurance policy that fits your budget and lifestyle? We offer a variety of car insurance coverage options for individuals and families.
Find an Agent
Take care of your insurance needs with a licensed agent in your area.
Auto Insurance Coverages
See what can be covered under our auto policies.
Uninsured/Underinsured Motorists
Coverage that helps you protect yourself financially if you're in an accident with someone who's at fault and either has no insurance or insufficient insurance.
Rental Reimbursement
If you rent a car after you have a covered loss on your automobile, we will put money back in your pocket for a set number of days depending on the policy you choose. Coverage optional on some policies.
Towing and Roadside Service
If your car needs towing or assistance on the road, we will help pay the cost for you. This can cover each disablement on a covered vehicle subject to a maximum limit per policy. Coverage optional on some policies.
Bodily Injury and Property Damage
This can help with your legal liability for a covered accident that involves injury to another person or damage to someone's property, up to the limit of liability you select.
Medical Payments
This coverage helps pay for the necessary medical care you receive as a result of an auto accident (up to the specified amount on your policy.)
Loan/Lease
This optional coverage pays the difference between what you owe on your vehicle and what your insurance pays, if your vehicle is declared a total loss after an accident or is stolen and not recovered, minus your comprehensive or collision deductible. Coverage limit may vary by policy.
New vehicle replacement coverage helps pay for the replacement of a newly acquired insured vehicle with one of the same make, size, class and body type, if the insured vehicle is involved in a covered total loss. A deductible applies. Time and dollar limits may apply. Coverage optional on some policies.
Rideshare coverage if you use your vehicle to transport people as part of a rideshare service such as Uber® or Lyft™. Coverage optional on some policies.
Diminishing deductible reduces the policy deductible by a set amount each consecutive year that you don’t have a comprehensive or collision claim. Depending on the policy form, this could be up to a $250-$500 maximum reduction.
Additional discounts are available if you purchase a Foremost home, renters, or condominium policy in addition to the Foremost or Bristol West auto policy. Convenient features like combined bills and deductibles are also built into policy packages and bundles.
Auto Insurance Discounts
Here are just a few ways you can save money on our auto insurance policies:
Go Paperless
Available when applicants agree to receive their policy and billing documents via a valid email address.
Multi-Car
For customers who insure multiple vehicles with us.
Multi-Policy
Customers with additional policies with another Farmers® company (Farmers, Bristol West® or Foremost®) may be eligible to receive a discount
