|
If every home in America were picture-perfect, there'd
be no need for Specialty Property insurance. But that's not reality.
In the real world, millions of homes are less than ideal. And many
homeowners have issues with credit or previous losses that can make
it hard to find the right insurance.
Foremost can help. Find out how our specialty insurance
programs can make the difference. Here are few of the most important
features and benefits you'll want to consider when selecting a policy
for your situation.
|
Feature
|
Benefit
|
| Broad
Acceptance Guidelines |
Foremost accepts many homes that
other insurance companies won't accept because of age, condition,
value or other considerations. We also accept many homeowners
who don't quality for standard insurance because of credit and/or
loss issues. |
| No
Restrictions on Age |
Some insurance companies don't want older homes. Foremost
offers a great solution for older homes.
|
| Discounts
|
Our BASICS® program offers
discounts for masonry and masonry veneer homes. We also offer
a discount for owner-occupied homes if you're at least 50 years
old. And there's no surcharge for seasonal, two-story or two-family
homes. |
| Scheduled
Policy Option |
We offer a scheduled policy option
for landlords with multiple properties. A one-year vacant policy
with pro-rated cancellation is also available. |
| Policy
Flexibility |
We offer four different Specialty Property policies that can be tailored to your specific needs.
For example, you can add extra coverage for a wide variety of
risks depending on which policy you choose. |
| Flexible
payment plans |
Everyone budgets their money differently. That's why we offer
you four different payment plans. You can pay their premiums
in one, two, four or 10 installments. Foremost will send statements
directly to your home, with the added convenience of direct-by-mail
payments.
|
| Fast,
fair claim settlements |
Foremost has a countrywide network
of local claim adjusters to serve you quickly and efficiently
whenever trouble strikes. In a recent national survey, customers
said our claim representatives were courteous, helpful, and
knowledgeable - all while providing prompt service. We also
earned high marks for our positive attitude and fair settlements.
|
| Toll-free
claims hotline |
If you need to report a claim,
you can call our toll-free claims hotline at 1-800-527-3907.
It's open 24 hours a day, 7 days a week, even weekends and holidays! |
How to get a quote for specialty homeowners |
